As a single mom of four kids, keeping a balanced budget while giving my children the best life possible is always a priority. This is is to tell you about Hope, about me. I am sure looking forward to getting to know the Kids Ain’t Cheap community.
This week my youngest child officially becomes a teenager. It is more important than ever that I make good financial decisions.
I am excited to share this journey with the Kids Ain’t Cheap community. The community I find online helps me keep my head on straights when I consider all my kids wants and needs, and wise financial decisions.
My name is Hope. I am a entrepreneur, single mom and sole provider for my four children.
Over the years, I have learned that meeting each of my children’s’ needs and wants requires a different commitment whether it be in time or finances. I have learned to ask for discounts, barter where I can and give experiences rather than material possessions.
About the Kids
Since much of my writing will focus on my kids, it is important you know who they are:
- Sea Cadet – Placed through the US Foster Care system with me when he was 12. I was blessed to adopt him and his twin brother, History Buff, when they were 15. He has just graduated from high school and plans to live at home and attend the local community college in the fall. He will be studying to become an EMT. He works part time and is saving towards a car. Sea Cadet has to work hard at school and I am unbelievably proud of how hard he has worked to get where he is today.
- History Buff – Sea Cadet’s twin brother. He moved out right after his 18th birthday and decided not to complete high school. He remained in Virginia when we moved to Georgia just over a year ago. History Buff works at a movie theatre and just bought his first car with his tax refund. I keep hoping he will move home and return to school. He is brilliant and kind. The door remains open and we communicate semi-regularly.
- Princess – My biological daughter who skipped a couple of grades and will graduate from high school a couple of years early. She works so hard at everything she does, and is chomping at the bit to get her first job. She plays volleyball and has an uncanny ability with all animals.
- Gymnast – My youngest son will finish middle school this next year. He is very athletic and has been a competitive gymnast for 6 years. We are now in transition, trying to determine what he will do next. He is a charmer and very bright, and just entering teenage years. I am holding on for dear life and clinging to my parents’ advice “just get them through it.” He is also very brand conscious and pushes hard to always have the latest and greatest. That is always a challenge for any parent.
Steps Taken Now
Raising kids definitely is not cheap. But as we approach cars and insurance, college and trade school time, I must do better at saving for the future. And the first step to that is making the most of my day to day budget and saving more.
There are lots of steps I currently take toward that goal. They include:
I hope the tips and tricks I provide here on Kids Ain’t Cheap are helpful for all parents. In particular, single mom’s particularly can relate to some of the unique ways that I have overcome and even exceeded my own expectations when it comes to providing for my children.
I sincerely look forward to getting to know the Kids Ain’t Cheap community and exchanging tips and tricks!