Would You Make Your Kids Pay You Back For Their Braces?

make kids pay for their braces

Orthodontic treatment (aka ‘’braces’’) are expensive. The materials aren’t cheap and it’s a long process- usually 12-24 months’ worth of adjustments, fittings, elastics, retainers, it’s a lot of work. I see it every day from pre-treatment to end of treatment. It’s a big topic in dentistry for both … [Continue reading]

Three Inexpensive Spring Break Ideas

Searching for things for your kids to do during spring break? These three inexpensive spring break ideas are sure to keep them entertained.

The month of March usually means a spring break for kids, and parents. I was floored when a parent told me they were spending $1,000 for their kid to go to a specialty camp for the week. One thousand dollars. Wow. We’re three years away from our first spring break but with prices like that I’ll need … [Continue reading]

Should You Save For Post Secondary or Spend it on Experience?

One family has made the decision to spend money on traveling instead of college for their children. Would you do the same?

I remember years ago reading about a traditionally large family (four or five kids) and how they decided early on in their marriage how many kids they … [Continue reading]

Why Your Family Budget Should Go Beyond the Month

Your family budget should be made beyond a one month time span. Forecasting six months worth of expenses can be a much smarter move. Here's how to do it.

Most people I know budget monthly. I don’t do this. I like to have a forecasted budget at least six months in advance. With a family to care for, I … [Continue reading]

Should You Buy Your Kid a Car?

Should you buy your kid a car? This a question that pops up for parents with teenage kids and there is no easy answer. Here's what we think.

I have friends who, for their 16th birthday received a car as their gift from their parents. This concept was totally out of the question in my house … [Continue reading]

4 Personal Finance Tips for the Ages

how to get by on a low income

Money-making schemes come and go, but stalwart money management methods do not have expiration dates. Of course, it is wise to adjust your financial … [Continue reading]

5 Awesome Ideas for Entertaining Kids While Stuck Inside

Entertaining kids can be hard during the winter. Everyone just wants t get outside! If you've got cabin fever here are five ideas to try.

It was only three weeks ago I was bragging about the beautiful winter we were having. It was temperate and overall pretty enjoyable. Then February … [Continue reading]

How to Save Money on Last Minute Valentines Gifts


Are you looking to save some money on a last minute Valentine’s gift for your significant other or for one of your kids? We’re getting down to the … [Continue reading]

Where Are The Kids!? Missed Money Making Ventures

There's an often missed money making venture for kids. If you have kids looking to earn some cash tell them they need to do this...

Kids in my neighborhood, and seemingly every neighborhood of every friend and family member I know, are missing out on huge money making … [Continue reading]

Valentines Fun For Kids

Are you looking for some cheap Valentines fun for kids? I spent only $15 to have an amazing time with my daughter. Here's how.

I admit that I've never really loved Valentine's day. I'm one of ''those'' who believe it's an over commercialized day which encourages us to spend … [Continue reading]