Archives for November 2016

My #1 Brand of Choice for Long-Lasting Toys for Toddlers

November 28, 2016 | Leave a Comment

What do toddlers love? Getting into EVERYTHING. That’s why I want my money to go toward products that will inspire my curious kids, entertain them, and last longer than three days. Therefore, here is my all-time favorite brand of long-lasting toys for toddlers.

My #1 Brand of Choice for Long-Lasting Toys for Toddlers

When my kids receive an invite to a birthday party (especially if they’re toddlers), I head straight toward one particular section in the toy department first:

Melissa & Doug.

Why I Recommend Melissa & Doug Toys Above the Competition

I can’t help it; their products win me over time and time again. Here is a breakdown of my top reasons why:

They’re well made. The durable craftsmanship of each toy and the use of wood and metal instead of plastic ensures that these are long-lasting toys for toddlers and older.
They teach a skill. Each toy or activity I’ve come across in the Melissa & Doug line inspire the child to use her imagination, explore her problem-solving skills, or improve hand-eye coordination.
They’re better for the environment. With the longer lifespan of each toy and the use of natural products instead of plastic, the carbon signature is greatly reduced.
They help kids focus. My go-to toys for road trips, waiting rooms, or long lines at the grocery store are Melissa & Doug. With their colorful and creative designs, they hold children’s attention spans. That drew me since I know how important it is to teach children to focus at a young age.
They help kids have fun without using a screen. No technology. No flashing lights. No batteries. I love that my kids can enjoy toys like these for hours each day without seeing any of the side effects of too much screen time.

If you’ve never shopped for Melissa & Doug toys before, here a few great toys to try first. I’ve seen positive results with each of my children, and even their friends when they come over to play. Whether they’re in the car, playing right beside me, or alone in quiet time, these toys are a continual source of fun in our home.

Long-Lasting Toys for Toddlers – Ages 1 to 2 Years

Chunky Puzzles. The great thing about these early learning puzzles is that little fingers can grasp the pieces easily and figure out where they go. Both of my children learned the art of puzzling first from a Melissa & Doug 8-piece Chunky Puzzle (and they still play with it).
Activity Boards. Like puzzles, these sturdy and colorful activity boards offer toddlers a chance to buckle, bolt, snap, lock, and latch as fast as their tiny hands can manage it. This is an exceptional activity to promote hand-eye coordination and, if you’re like me, you’ll find yourself tempted to put the activity board together, too, when no one’s watching. ::cough:: So that’s just me, then?…

Long-Lasting Toys for Toddlers – Ages 2 to 3 Years

No-Mess Painting Craft. Did I mention how much I love taking Melissa & Doug products on road trips? The kids love painting with these Melissa & Doug On the Go Water Activity Books. They simply use a brush with water inside and the colors appear on the pages. After a few minutes, the colors fade and the children can paint on them again. This has been great for my 3-year-old who can write her alphabet and numbers, largely in thanks to the ABC and 123 Water Activity Books we own.
“Make-Believe Play” Toys. My niece recently received a Melissa & Doug Christmas Cookie set. I watched throughout the rest of the night as she walked around the room offering each family member a wooden Christmas cookie with a huge grin on her face. It’s so fun to make believe and to do so with such adorable toys. For example, if you’re a coffee drinker, your child might like to become a little barista with this Melissa & Doug Wooden Brew & Serve Coffee Set.

These are only a few options of things your children might enjoy. I shared them because they are the ones my own children have enjoyed. Now, I encourage you to browse around and try one out for your own toddler. I bet he or she will have a lot of fun with it for a long time.

What long-lasting toys for toddlers have you found? Share them in the comments below!

Image Credit: Tiffany Terry (Creative Commons)

This post contains affiliate links.

If I Let My Baby Run the Budget

November 21, 2016 | Leave a Comment

If I let my baby run the budget, things would work a little differently. Have you ever given such a funny thing a thought?

Let’s see…

If I Let My Baby Run the Budget

We’d buy the grocery store’s entire milk supply, I’m quite sure, skipping all the other aisles.

Sleepwear would replace our normal attire. We’d quadruple our sock supply.

If I let my baby run the budget, diapers would line the walls (in infant and adult sizes…). Enough for five to seven changes a day, right?

Pillows and blankets would also see an uptick. There would most likely be a fresh set in every room (and vehicle). After all, she’d be budgeting for all of us to take one to three naps every day (not bad at all).

What Wouldn’t Show Up On the Budget

As I thought about all the things my baby would buy if it were up to her, I realized something. The list was far shorter and simpler than mine.

If I let my baby run the budget, there wouldn’t be a column for snacks, caffeine, or Hostess cupcakes. It’s sad, but true. There would eventually be an interest in fresh produce, namely bananas, avocados, and sweet potatoes. I’m thinking a juicer would show up on the scene with some pretty rad smoothie cups for each of us.

No cable bill or RedBox late fees would pop up on our statement. Collectors wouldn’t rag us about our debts because we wouldn’t have credit cards. There wouldn’t be stacks of fast food receipts or empty Starbucks cups because we’d eat every meal at home.

In fact, very little would be spent on organized recreation at all. A baby’s favorite place to be is in the arms of the one she loves, after all.

We’d save a fortune on toys and gizmos, too, if I had to guess. Her favorite pastimes are chewing on table legs, plastic spoons, wooden blocks, and mommy’s fingers, so there wouldn’t be much need for anything else.

What gas we did buy for the car would be used for those milk runs I was telling you about and trips to her happiest home away from home: Grandma and Grandpa’s house. Lucky for her, grandparents love traveling to see their grandkids, so a barter agreement worked very well in her favor to save on gas.

If I let my baby run the budget, I bet I’d learn a thing or two about life through the eyes of my child. I bet I’d realize how expensive my expectations are for the type of life I think she should have. Contentment would stop eluding me. We would shut off our devices and look at each other, again.

If I let my baby run the budget, it could be the best thing that ever happened to us.

The only problem would come if we ever decided to have another baby…I’m guessing she wouldn’t be too keen on changing her spending habits to move over for baby brother…

If you let your child run the budget, how different do you think your finances would look?

7 Screen-Free Activities for Preschoolers

November 14, 2016 | Leave a Comment

The last thing you’ll ever hear me say is that I’ll never let my kids use technology. Part of their world will always be tied to it. However, I don’t want them to become overstimulated and addicted. To put up healthy boundaries, here are several screen-free activities for preschoolers – since both of my children are that age.

These activities have worked in my family. Now it’s my turn to hand them over to you.

I notice subtle changes in my children’s behavior when they’re in front of a screen for too long. After doing some research, I now understand better what those changes are.

Or more importantly, what they could become.

What does the research say?

Preschoolers don’t reflect the more serious side effects of too much technology, but the average child eight years and older is spending 8 to 11 hours per day looking at a screen, according to the NY Times. What suffers as a result?

Emotional connect. Reasoning skills. Coping mechanisms. The ability to process thoughts, anxieties, and problems.

All those developmental skills are under attack when screens dominate a child’s day, according to this report from NPR.

The earlier we create boundaries for our children’s time with technology, the better their transition into adulthood will be.

7 Screen-Free Activities for Preschoolers

Read books.

The more that you read, the more things you will know. The more that you learn, the more places you’ll go. ― Dr. Seuss, I Can Read With My Eyes Shut!

Establishing a daily reading habit with your child is a great way to advance his development away from screens. To change things up, try attending a reading time at your local library or purchase some nonfiction books (i.e. a picture dictionary or a book all about what your child loves most).

We keep a basket in between the children’s car seats so they can pick out a book to read on their own while I drive.

Listen to audio books.

One my kids’ favorite activities is listening to audio books. We pull up “reading chairs” so they know it’s time to sit and listen (you could also cut out cardboard circles with their names on them or set out folded blankets).

The library offers lots of variety when it comes to audio stories for kids. Turn the pages for the children until they get the hang of it and can follow along by themselves.

This activity promotes sitting still, listening, learning by spoken word, and early reading along.

Make believe a favorite character.

During an episode of Daniel Tiger’s Neighborhood, my children watched the characters try on several different costumes and parade around the play room. Once we shut the TV off, my kids instantly wanted to be like those characters, so we grabbed some play clothes and made it happen.

This activity helps kids develop their imagination, and helps them understand that not all fun happens on the other side of a screen.

Bring mess-free travel crafts.

Screen-free activities for toddlers especially come in handy in the car. Have a basket of mess-free crafts, book or toys can help them learn to occupy themselves without DVDs or iPads.

One of my go-to examples is the Melissa and Doug Paint with Water book. These last a long time, help your children learn hand-eye coordination, and never leave a mess behind.

They also make great birthday presents for other children. Find them here.

Build something.

Whether it’s a fort made from couch cushions or a castle made from LEGOs, building something is immensely beneficial to your preschooler. It’s like you can see the smoke rising from the wheels turning in their brain as they problem solve each piece of the puzzle or tower.

My favorite toy that helps my children develop these skills is the Mega Bloks Big Building Bag.
It’s an 80-piece set of easy-to-use building blocks that can be added to over time and at any age.

Getting outside.

Staying active is next to impossible while a child is hooked up to a screen. Just like you can create a reading time every day, try to take the kids outside each day. You can take them to the park, for a walk, to the zoo, the pool, on a field trip, or just out to the driveway with some sidewalk chalk.

Study the world together.

Last Christmas, my husband and I gave our children a globe. Over the last year, we’ve looked at it together and studied the numerous intricacies of our world. Yes, you can download Google Earth for free, but studying a 3D globe in a group is different. The children can feel the earth. They feel the mountain ranges, spin the planet on its axis, and wrap their arms around its round shape.

Being able to study that together creates a discussion format that wouldn’t likely happen through an app.

For more ways to keep your kids busy without putting them in front of a screen check out these articles.

8 Simple Rainy Day Activities For Kids
Three Inexpensive Spring Break Ideas
How to Save Money On Kids Toys

What screen-free activities for preschoolers does your family enjoy?

Image Credit: Frank McKenna (UnSplash)

This post may contain affiliate links.

How to Pay for Vacations and Holidays Without Debt

November 7, 2016 | Leave a Comment

The average summer vacation costs $1,200, according to CNN Money. A recent Gallop poll discovered that the average spent on Christmas is $830 with 30% of shoppers intending on spending over $1,000. How on earth are people supposed to pay for these pricey transactions like vacations and holidays without debt?

One way to help prevent such a setback is to run the numbers like I’ve done in the estimates above. Could you imagine going at least $2,000 into debt each year just for holidays and travel?

What if, instead, you made a pact with yourself and your family only to use money that you’ve saved for the occasion?

It would take a plan. Let’s unpack that one now.

How to Pay for Vacations and Holidays Without Debt

The primary tool that will be your strongest ally in all this is your mind. If you can change your mindset to do the following, you’re well on your way to living a life with less debt:

Don’t keep up with the Joneses. They’re probably up to their eyeballs in debt.

My husband and I drive around with our children looking at Christmas lights every year. One year, I took him to a wealthy neighborhood filled with massive homes on manicured lawns. Each house was adorned with elegant crystal-like decorations with a massive tree in their grand living room.

You get the picture.

When I was young, I used to think of that neighborhood as the richest part of town. I used to think, “These are the people who figured it out. They have it made.” Now that I’ve tasted debt and scratched my way back out, I look differently at shiny cars and grand houses. Perhaps these people did save up for every penny and are doing great. But, debt is so accommodating that they really could owe money on every item they own, right down to their shoes.

Don’t assume people driving shiny cars “have it made.” You may be craving a lifestyle they can’t afford, either.

Automate a year-long savings plan.

Holidays and vacations are not surprises. If you can open a Christmas Club account at your bank or open a savings and drop $50 in it every payday, you’ll be so far ahead of the game when it’s time to travel or shop. We don’t even put that much away and it forces us to be more frugal with our holiday shopping. Which brings me to my next suggestion to save up for vacations and holidays without debt.

Bonus Reading: “5 Ways to Spend Less On Christmas Gifts for Kids”

Be intentional about fewer presents.

When I first heard the 4-gift idea for Christmas, I wasn’t sure I wanted to do that for our kids. Then I realized my alternative was to “buy them whatever” which is a terrific recipe for not being intentional and for breaking the budget. The 4-gift idea is to buy them only four presents in the following categories:

Something they want
Something they need
Something they wear
Something they read

I’ve never been more intentional with my gift giving than I was that year. Turns out, the item my daughter “wanted” was the least expensive gift I bought. But, it’s something she still uses every week.

So, the lesson this taught me was that my kids don’t need gobs of presents. They don’t need expensive presents. What makes them feel loved is the intention behind the giving.

You don’t have to spend $830 on Christmas this year, or any other holidays.

If, however, you do want to spend more on a big trip or nice presents (and that’s certainly your prerogative), then save early and do what you can to avoid debt. I’ve tried this both ways and can assure you that the memories are sweeter when debt doesn’t linger behind them.

For further study into this topic of debt free living, I suggest you pick up a copy of “Debt-Proof Your Christmas: Celebrating the Holidays without Breaking the Bank” by Mary Hunt. It’s filled with lots of ideas for saving money during the holidays and not paying for them later.

Do you agree with the idea of having vacations and holidays without debt? Share your thoughts below!

Image Credit: Leo Rivas-Micoud (UnSplash)

This post may contain affiliate links.