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Why Battery Lawn Mowers Are Taking Over Neighborhood Lawns

May 27, 2025 | Leave a Comment

There’s something pretty satisfying about a yard with fresh-cut grass. It smells good, it looks neat, and it just feels right. But until recently, getting that clean, trimmed look meant dragging out a loud gas mower, pulling the starter cord a hundred times, and dealing with fumes and oil. That’s starting to change, and fast. More and more people are swapping out their gas-powered machines for quieter, cleaner battery mowers—and it’s easy to see why.

They’re not just some fancy new gadget. Battery lawn mowers are showing up everywhere because they make yard work less annoying. They’re simple to start, easier to store, and way better for the environment. Walk through any neighborhood, and chances are at least a few homes are already using them.

The Real Reason People Are Making the Switch

Gas mowers have been around forever. They’ve got power, sure, but they also bring a lot of extra hassle. Between trips to the gas station, dealing with oil changes, and the noise, they turn a simple chore into a messy one. Battery-powered mowers solve most of that in one shot.

These mowers run on rechargeable batteries, which means no gas, no oil, and no pull cords. Just pop in the battery, press a button, and you’re ready to go. It’s a small change that makes a big difference. And when the battery runs low, just charge it—no smell, no mess, no extra stops.

One of the biggest reasons people are making the change is how much easier these mowers are to deal with. They’re lighter, so they’re not a pain to push. Many can fold up to store in small spaces, and because they don’t use fuel, they’re cleaner to keep around. For anyone who wants to mow quickly and move on with the day, that’s a big win.

If you’re thinking of switching to a battery lawn mower, now’s a good time. They’ve come a long way in terms of strength and battery life, and there are models for every yard size—from tiny front lawns to bigger backyards that need regular trimming.

Quieter Yards, Happier Neighbors

Everyone knows the sound of a gas mower. It’s loud, it rattles windows, and it tends to show up right when someone’s trying to sleep in or enjoy a peaceful afternoon. Battery-powered mowers are way quieter. Some are so quiet you can still have a conversation nearby without shouting.

This low-noise factor isn’t just a small bonus. In many neighborhoods, it’s become a real reason to switch. Being able to mow early in the morning or late in the evening without waking the whole block? That’s a game changer.

Plus, it’s just nicer to use something that doesn’t feel like a small engine plane taking off in the driveway. The quiet hum of a battery mower lets you focus more on the job and less on how fast you can get it over with.

Better for the Environment (and Your Nose)

Gas-powered mowers aren’t exactly clean machines. They produce fumes that not only smell bad but also add pollution to the air. On hot days, it’s even worse—standing behind a mower that’s belching out heat and gas is nobody’s idea of fun.

Battery mowers don’t produce emissions while you’re using them. They’re cleaner, safer to breathe around, and much better for the planet. No gas leaks, no burning fuel, and no extra pollution added just to cut grass.

Even the battery itself has gotten smarter. A lot of brands now use lithium-ion batteries that can be shared across multiple tools—trimmers, blowers, saws—you name it. That means fewer chargers, fewer cords, and less gear cluttering up the garage.

Surprisingly Strong Performance

There was a time when electric mowers were seen as weak or only good for really small yards. That’s not true anymore. Today’s battery-powered mowers are way more capable. Some can handle thick grass, uneven ground, and longer mow times without slowing down.

Many have adjustable cutting heights, self-propelling wheels, and even mulching features. They’re designed to compete with gas models—and in a lot of cases, they win. The power is there, but without the maintenance headaches.

Most modern battery mowers give enough runtime to handle an average-sized yard on one charge. For larger lawns, having a second battery charged and ready can keep things going without much delay.

Easy Maintenance, Fewer Headaches

One of the best things about battery lawn mowers is how little work they need to stay in good shape. With gas mowers, there’s always something—oil changes, spark plugs, clogged filters, and carburetor problems. If they sit too long without use, they might not start at all.

Battery mowers don’t need fuel changes, and there are fewer moving parts to wear out. Just keep the blades sharp, wipe them down after use, and charge the battery. That’s it. For people who don’t want to spend time fixing machines or reading repair manuals, this makes a huge difference.

Even storing them is easier. Most models can be folded up and stored vertically, so they take up less space in the garage or shed. No fuel smells, no messes—just clean and ready for the next mow.

A Smarter Choice for a Simpler Life

Lawn care isn’t going anywhere. Grass keeps growing, and someone has to take care of it. But that doesn’t mean it has to be hard, messy, or loud. More people are looking for ways to make chores faster and easier, and battery mowers fit right into that trend.

They’re easier to use, better for the planet, and way more convenient to store and maintain. Whether it’s about saving time, cutting back on noise, or avoiding gas fumes, there are a bunch of reasons to make the switch—and not many reasons to stick with gas.

As neighborhoods get quieter, lawns stay sharp, and weekends feel less packed with chores, it’s pretty clear that battery lawn mowers aren’t just a trend. They’re the new standard.

Want a Cleaner, Quieter Lawn Care Routine?

If lawn care feels like too much work or just too messy, switching to a battery mower can help change that. With fewer moving parts, no gas, and no fumes, it’s a cleaner, easier way to get a great-looking yard without the usual hassle.

This change isn’t about being flashy. It’s about finding smarter ways to get everyday jobs done. Battery mowers are part of that shift. They’re popping up in garages, sheds, and yards everywhere—for good reason. And chances are, the next time someone in the neighborhood upgrades their mower, it won’t be gas-powered. It’ll be battery-powered—and it’ll make everything just a little easier.

Filed Under: Money and Finances

How Childcare Became the Most Broken System in America

May 17, 2025 | Leave a Comment

How Childcare Became the Most Broken System in America

Millions of American parents wake up each day stressed—not just about how to care for their kids, but how to afford to care for them. Finding quality childcare that doesn’t eat up half (or more) of a family’s income has become nearly impossible. At the same time, providers are struggling to keep their doors open, and workers are often paid less than fast food employees. Somehow, both sides—parents and caregivers—are losing. The childcare system isn’t just strained; it’s fundamentally broken, and it’s been unraveling for decades.

1. Costs Are Sky-High for Parents

The average American family now spends more on childcare than on rent or college tuition. In some cities, infant care can run over $11,000 per year for one child, putting huge pressure on working families. Many parents are forced to scale back hours or leave the workforce entirely because care costs more than they earn. That choice often sets families back financially for years. Childcare has become one of the biggest barriers to economic stability for modern parents.

2. Wages Are Shockingly Low for Workers

Despite the steep cost to families, childcare workers often earn poverty-level wages. Most earn less than $30,000 a year, even though they are responsible for the safety and development of young children. The emotional labor, physical exhaustion, and lack of benefits make it one of the most undervalued jobs in the country. This results in high turnover and a shrinking workforce. You can’t build a strong system when the people holding it up are barely getting by.

3. Daycare Centers Are Closing at Alarming Rates

The COVID-19 pandemic pushed many childcare providers over the edge. Thousands of centers closed and never reopened, and the recovery has been painfully slow. With fewer facilities and long waitlists, families are scrambling for available spots—sometimes before their child is even born. The limited supply drives up prices and reduces options, especially in rural and underserved areas. A lack of investment has made the system fragile and easy to collapse.

4. Government Support Is Inconsistent and Inadequate

Unlike K–12 education, which is publicly funded, early childhood care receives minimal federal support. Programs like Head Start serve only a fraction of those who qualify, and subsidies vary drastically by state. Parents fall into the gap: they make too much to qualify for assistance but not enough to comfortably afford private care. This patchwork approach leaves families with few reliable options. Until childcare is treated as essential infrastructure, the system will remain broken.

5. The Licensing Process Is a Double-Edged Sword

Licensing and regulation are important for safety—but they’re also expensive and difficult for providers to maintain. Requirements for space, staffing ratios, inspections, and insurance create high overhead costs. Many smaller or in-home providers can’t afford to meet them, limiting the number of legal care options. Meanwhile, families still end up on long waitlists or relying on unlicensed care. Striking a balance between safety and accessibility is an ongoing challenge.

6. Parents Are Forced to Make Risky Trade-Offs

With limited availability and high costs, many parents are pushed to accept whatever childcare they can find. That sometimes means trusting underqualified caregivers or skipping proper background checks out of desperation. Others rotate care between friends, family, or neighbors just to make it work. These patchwork solutions can be unreliable or unsafe, creating stress for both kids and parents. No family should have to gamble with quality to afford care.

7. The System Disproportionately Hurts Women

When childcare isn’t accessible, it’s often mothers who pause or end their careers to stay home. This contributes to the persistent gender wage gap and lowers lifetime earnings, retirement savings, and job security. Many women return to the workforce only after their children reach school age, often in lower-paying or less fulfilling roles. Lack of affordable childcare is not just a parenting issue—it’s an economic one. When women are forced out of the workforce, the entire economy suffers.

8. Children Miss Out on Early Development Opportunities

Childcare isn’t just supervision—it’s the foundation of early learning, social development, and emotional growth. When children lack access to quality care, they miss out on these crucial early experiences. This can lead to developmental delays and make it harder for them to succeed once they reach school. Investing in early education doesn’t just help working parents—it sets kids up for long-term success. A broken system fails the very children it’s supposed to serve.

9. It’s Not Just a Family Problem—It’s a National One

When families can’t find or afford childcare, they work fewer hours, turn down promotions, or leave the workforce entirely. That affects businesses, productivity, and the overall economy. It also increases demand for social services and reduces tax revenue. Everyone pays the price when the childcare system fails. Solving it isn’t just about helping parents—it’s about building a stronger, more sustainable future for everyone.

Fixing Childcare Requires More Than Band-Aids

The childcare system in America didn’t break overnight, and it won’t be fixed with quick fixes or one-time funding. It needs a complete reimagining: fair wages for workers, affordable access for families, and serious public investment. Until we treat childcare like the essential service it is, parents will continue to struggle, workers will continue to leave, and kids will continue to lose out. If we want a thriving next generation, we have to build the foundation now.

What has your experience with childcare looked like? Let’s talk about it in the comments.

Read More:

Parenting on a Budget: 8 Tips for Affordable Childcare Alternatives

9 Creepy Red Flags That a Daycare Isn’t Safe

Catherine Reed
Catherine Reed

Catherine is a tech-savvy writer who has focused on the personal finance space for more than eight years. She has a Bachelor’s in Information Technology and enjoys showcasing how tech can simplify everyday personal finance tasks like budgeting, spending tracking, and planning for the future. Additionally, she’s explored the ins and outs of the world of side hustles and loves to share what she’s learned along the way. When she’s not working, you can find her relaxing at home in the Pacific Northwest with her two cats or enjoying a cup of coffee at her neighborhood cafe.

Filed Under: Money and Finances Tagged With: childcare costs, childcare crisis, childcare reform, daycare issues, early education, family finances, parenting struggles, working parents

Here’s What It Cost to Raise A Child in The Year 2000

May 9, 2025 | Leave a Comment

Here's What It Cost to Raise A Child in The Year 2000

Thinking back to the year 2000 might feel like flipping through an old photo album—flip phones were in every pocket, gas was under $2 a gallon, and parenting didn’t come with smartwatches or Venmo requests. But one thing hasn’t changed: raising a child was expensive then, too. While today’s parents juggle rising inflation and modern expenses, many wonder—what did it actually cost to raise a child at the turn of the millennium? Looking at the numbers offers a fascinating perspective on how parenting expenses have evolved. It also sheds light on where we’ve come from and why budgeting for kids has never been a small feat.

1. The USDA Estimated It at $165,630 Per Child

In 2000, the U.S. Department of Agriculture estimated that it would cost a middle-income family approximately $165,630 to raise a child from birth to age 17. That figure was based on two-parent households earning between $38,000 and $64,000 annually. This estimate included housing, food, transportation, healthcare, clothing, childcare, education (excluding college), and miscellaneous expenses. Adjusted for inflation, that number would be well over $280,000 in today’s dollars. Even back then, the sticker shock of raising a child was very real, and families had to make careful financial choices to make it work.

2. Housing Was the Biggest Expense

Just like today, housing topped the list of child-related costs in 2000, accounting for about 33% of the total. That includes rent or mortgage, utilities, property taxes, and household maintenance expenses that grow with a family’s size. Even modest homes needed to accommodate cribs, playrooms, and safe yards for play. In suburban areas, families often stretched their budgets for better schools and safer neighborhoods. Though prices were lower than today’s housing market, parents still found themselves budgeting carefully to afford a family-friendly living space.

3. Food Costs Averaged Over $1,300 Annually

Feeding a growing child was no small line item. In 2000, food expenses averaged over $1,300 per child per year for middle-income families. That included groceries, dining out, and school lunches. Younger children required baby formula, snacks, and kid-friendly meals, while teens drove up grocery bills with bigger appetites. Even without today’s organic trends or meal delivery services, keeping the pantry stocked was a constant (and costly) task.

4. Childcare and Education Were Big-Ticket Items

For families with younger kids or two working parents, childcare and early education were among the most expensive categories. In 2000, this category consumed about 9% of the total child-rearing cost, around $15,000 over the course of 17 years. Costs included daycare, preschool, babysitters, and after-school care. While public school education was technically free, fees for field trips, supplies, extracurriculars, and tutoring added up. These expenses laid the foundation for a trend that only escalated in the years that followed.

5. Healthcare Was a Growing Concern

Although healthcare costs weren’t as high in 2000 as they are today, they were already rising steadily. Families spent roughly $8,500 on healthcare per child between birth and age 17. That number included insurance premiums, copays, prescriptions, dental visits, and vision care. Preventive care, well-child checkups, and vaccinations were essential—and often expensive. Even families with decent insurance found themselves navigating bills and coverage limitations that tested their budgets.

6. Clothing Was Surprisingly Manageable

Compared to other categories, clothing made up a smaller slice of the pie—about 6% of total child-raising costs. On average, families spent around $500 to $600 per year per child on shoes, school clothes, outerwear, and accessories. This was before the fast fashion boom and social media trends, so seasonal wardrobes were a little less influenced by “what’s in.” Hand-me-downs and department store sales helped many parents stretch their clothing dollars. Still, kids grew fast, and it was hard to avoid the occasional size surprise midseason.

7. Transportation Was a Hidden Cost for Many Families

From minivans to increased gas use, transportation costs added a surprising amount to the overall total. This category made up about 15% of the total cost of raising a child in 2000. Whether it was buying a bigger vehicle, adding car seats, or driving to and from school, sports, or doctor appointments, the cost of being a kid on the go was significant. Suburban and rural families felt the pinch even more due to greater reliance on personal vehicles. It was one of those expenses that didn’t always get attention, but definitely hit the wallet.

8. Miscellaneous Costs Add Up Fast

The “miscellaneous” category in the USDA report included things like personal care items, toys, entertainment, and extracurriculars. In 2000, families spent roughly $11,000 over 17 years on these catch-all expenses. From birthday parties to haircuts to sports equipment, it’s often the little things that pile up the fastest. Even small monthly spending, like weekend movies or a new video game, added up over time. It’s a reminder that raising a child isn’t just about needs—it’s about giving them a full, well-rounded childhood.

Looking Back to Understand the Costs Ahead

While the year 2000 feels like a simpler time, raising a child was anything but cheap. The core categories—housing, food, childcare, and healthcare—still dominate parenting budgets today. But by looking at historical costs, we can better appreciate just how quickly financial demands evolve. Whether you’re budgeting for your child now or reflecting on what your own parents spent, it’s clear that investing in kids has always been a serious financial commitment. And understanding those past numbers helps us prepare for the future with clearer eyes and wiser wallets.

Were you raising kids in the year 2000? What surprised you most about the costs back then? Share your memories and money-saving tips in the comments!

Read More

Why Your Child Needs to Learn the Hard Way—Financially
The Shocking Cost of Modern Birthday Parties (And Why Parents Feel Trapped)

Catherine Reed
Catherine Reed

Catherine is a tech-savvy writer who has focused on the personal finance space for more than eight years. She has a Bachelor’s in Information Technology and enjoys showcasing how tech can simplify everyday personal finance tasks like budgeting, spending tracking, and planning for the future. Additionally, she’s explored the ins and outs of the world of side hustles and loves to share what she’s learned along the way. When she’s not working, you can find her relaxing at home in the Pacific Northwest with her two cats or enjoying a cup of coffee at her neighborhood cafe.

Filed Under: Money and Finances Tagged With: Budgeting for Kids, child expenses 2000, cost of raising a child, historical family expenses, parenting costs, parenting then vs now

You’re Not Teaching Financial Literacy—You’re Teaching Financial Fantasy

May 8, 2025 | Leave a Comment

Image source: Unsplash

Handing your kid a laminated chart, a plastic piggy bank, and a few pretend “chores” every week might feel like responsible parenting. After all, you’re trying to teach the value of hard work, saving, and independence.

But if your version of “financial literacy” ends there, you’re not teaching them how money really works. You’re teaching them financial fantasy—a sanitized, unrealistic version of the system they’re eventually going to face. The consequences of that disconnect can show up in adulthood as chronic debt, poor saving habits, and a toxic relationship with money that’s hard to unlearn.

It’s time to stop patting ourselves on the back for teaching budgeting with Monopoly money and start giving our kids the real-life tools they’ll actually need.

The Problem With “Chore for Cash” Models

The most common starter model for teaching kids about money is the age-old “do a chore, earn a dollar.” On the surface, that seems fair. It links effort to reward and teaches cause and effect. But it also sets up some dangerous assumptions:

  • That money only comes from others giving it to you in exchange for small tasks
  • That all work equals fair compensation
  • That money is guaranteed when a chore is completed

In the real world, jobs are often unpaid or underpaid. Raises aren’t always tied to hard work. Sometimes, people work full-time and still can’t afford housing. And no one pays you to clean your own bathroom.

When kids only learn to “perform a task, receive money,” they’re unprepared for the complexities of a real paycheck, taxes, overhead costs, and the nuance of value versus effort.

Budgeting Is More Than “Save Some, Spend Some”

Many well-meaning parents split their kid’s “earnings” into jars labeled spend, save, and give. This model looks tidy, but it doesn’t mirror how actual adults manage money. In real life, we don’t separate money in physical jars. We deal with fixed expenses, fluctuating bills, and the mental tug-of-war between short-term wants and long-term needs.

Kids need to know:

  • What a budget actually looks like with recurring costs (rent, insurance, groceries)
  • How to prioritize essentials before luxury
  • That saving isn’t just stashing cash—it’s a strategy
  • That giving, while noble, doesn’t mean you ignore your own financial security

A better approach? Walk your child through your actual monthly budget (at an age-appropriate level). Show them what percentage goes to essentials, what “leftover” looks like, and how sometimes you have to make hard trade-offs.

Credit, Debt, and Interest: The Hidden Curriculum

Most adults wish they had learned about credit scores, interest rates, and debt traps earlier. Yet many parents avoid teaching these concepts to kids, assuming it’s “too complicated.” But by the time they’re offered their first credit card in college, it’s already too late.

You can start small. Explain that:

  • Borrowing money means paying back more than you took
  • Credit scores impact more than loans—they affect housing, jobs, and security deposits
  • Buying something “on sale” with credit isn’t saving if you’re paying interest on it

Financial literacy means understanding the system, not just counting coins. If your child doesn’t understand the consequences of compound interest and the emotional weight of debt, they’re not ready to navigate adult money.

Image source: Unsplash

The Emotional Side of Money Is Often Ignored

Here’s what most financial literacy models miss: money is emotional. It’s tied to shame, anxiety, power, freedom, and self-worth. Teaching your child about money without acknowledging how it feels sets them up to feel confused when their emotions don’t match their spreadsheets.

Do they understand the impulse to buy something when they’re sad? Do they know how it feels to compare their life to others with more? Can they identify when they’re using money to gain approval or avoid conflict?

This is financial literacy, too. Emotional intelligence with money matters just as much as numbers do.

Digital Dollars Deserve Real Conversation

Most kids today don’t see paper money often. They watch you tap your phone at the grocery store, Venmo your friends, or get paid via direct deposit. If you’re still teaching them with dollar bills, they’re learning an outdated model that doesn’t match the world they live in.

Teach them how online banking works. Show them a debit card statement. Explain what happens when you overdraft or how subscriptions slowly eat away at your balance.

Money is increasingly digital. So is risk. Financial literacy in 2025 has to include scams, phishing, online shopping traps, and the psychology of targeted marketing. If you’re not talking about those things, you’re not preparing them for reality.

What Real Financial Literacy Looks Like

Financial literacy is not just:

  • Earning allowance
  • Using a piggy bank
  • Spending at the toy store

It’s about:

  • Understanding opportunity cost
  • Navigating fixed vs. variable expenses
  • Being aware of your emotions around spending
  • Asking questions before signing contracts
  • Recognizing marketing manipulation
  • Building a relationship with money based on clarity, not fear

You don’t need to make it complicated. You just need to make it real.

So What’s the Alternative?

Instead of just assigning chores for cash, try these real-world learning moments:

  • Include them in grocery planning. Give them a budget and let them help make choices.
  • Let them see a utility bill. Talk about usage and consequences.
  • Open a youth checking account together. Show them how to track deposits and spending.
  • Have honest conversations about money stress. Within reason, show them that money isn’t magic. It requires planning and sacrifice.

When kids grow up with a deeper, more nuanced understanding of money, they aren’t just financially literate. They’re financially prepared.

What’s one financial lesson you wish someone had taught you before adulthood?

Read More:

6 Money Habits That Can Set Kids Up to Struggle

6 Common Money Mistakes Kids Make When They Get Their First Job

Riley Schnepf
Riley Schnepf

Riley is an Arizona native with over nine years of writing experience. From personal finance to travel to digital marketing to pop culture, she’s written about everything under the sun. When she’s not writing, she’s spending her time outside, reading, or cuddling with her two corgis.

Filed Under: Money and Finances, Parenting Tagged With: Budgeting for Kids, Financial Education, financial literacy, money mindset, parenting and money, real-life money skills, teaching kids finance

The Shocking Cost of Modern Birthday Parties (And Why Parents Feel Trapped)

May 8, 2025 | Leave a Comment

Image source: Unsplash

Gone are the days of backyard cupcakes, a dollar store banner, and pin-the-tail-on-the-donkey. Today’s birthday parties come with custom balloon arches, TikTok-worthy themes, personalized party favors, and professional photographers. And if you’re not spending $500–$1,000, you might feel like you’re falling behind.

Parents across the country are quietly wondering the same thing: How did we get here, and how do we get out without making our kid feel left out?

Welcome to the exhausting and expensive new normal of modern birthday parties.

Why Parties Feel So Much Bigger (and Pricier) Than They Used To

The shift isn’t just inflation (though that doesn’t help). It’s cultural. Social media has completely transformed expectations. What once passed as a fun gathering now feels like an event with a guest list, mood board, and post-worthy photos required.

Add in party venues, entertainers, custom cakes, and take-home gifts that look more like wedding favors, and it’s no surprise that families are spending hundreds (or even thousands) on what used to be a simple celebration.

There’s an unspoken pressure not to “underdo” it. After all, your child is going to compare their party with the one they just attended last weekend. And deep down, you might worry that a lower-key party will leave them disappointed or left out.

The Hidden Toll of “Keeping Up” Parties

For many parents, especially those with limited disposable income, this pressure creates a deep sense of conflict. You want to give your child a great memory, but you also don’t want to drain your savings or take on debt for a party that lasts three hours.

It’s not just about money, either. It’s about time, energy, and emotional bandwidth. Planning a picture-perfect party becomes a full-blown project, with weeks of prep and a day-of schedule that rivals a corporate event. Parents feel exhausted by the logistics and guilty for feeling exhausted.

And yet, skipping the extravagance altogether can feel like social sabotage. You might wonder: Will the other parents judge? Will my child be the only one without a party that’s “cool enough” to talk about at school?

When Kids Become Accidental Consumers

The kids themselves aren’t immune to the pressure, either. Many children are now exposed to curated party culture before they even understand what birthdays are. They absorb messages that a “real” birthday means a big party, a theme, a giant cake, and mountains of gifts.

That expectation sticks. Over time, birthdays become less about feeling celebrated and more about comparing the size, scale, and sparkle of their own party to their friends.

When kids are disappointed by anything less than Pinterest-level perfection, the problem becomes more than financial—it becomes emotional.

Image source: Unsplash

Parents Are Feeling Trapped in a Cycle They Don’t Want

The irony? Many parents admit they don’t even want the big blowouts. In conversation after conversation, what they really crave is a return to simplicity: a day filled with connection, laughter, and maybe some cake. Not a party planner, invoice, and clean-up crew.

But stepping outside the norm, especially when your child is old enough to notice, feels risky. And so the cycle continues: You match the party standard not because you want to but because you feel you have to.

So, What’s the Way Out?

If you’re feeling stretched thin by birthday expectations, you’re not alone, and you’re not powerless. Here are a few ways some parents are gently reclaiming the experience:

Normalize Simplicity

Talk openly with your child about what birthdays mean, not just what they look like. You’d be surprised how many kids care more about spending time with friends than about expensive decor or elaborate gifts.

Collaborate With Other Parents

Many families are in the same boat, but no one wants to be the first to scale things down. Talk to other parents, especially if you’re close, to start setting new, more reasonable norms together.

Create Meaningful Traditions

Instead of building the day around performance, focus on rituals your child can look forward to every year, like choosing their favorite dinner, making a scrapbook page, or waking up to a balloon avalanche in their room.

Say No (And Mean It)

If a venue or add-on doesn’t align with your values or your budget, it’s okay to skip it. Your child won’t remember the foam machine ten years from now, but they will remember if you were stressed, short-tempered, and stretched thin on their special day.

You Don’t Need the Perfect Party, Just a Real One

Modern birthday culture has drifted far from its original purpose. Somewhere along the line, it became less about celebrating the person and more about performing for the guests. But your child doesn’t need a show. They need to feel seen, known, and loved.

And that doesn’t cost a thousand dollars.

So we’re curious—what’s one simple birthday tradition your family has created that means more than any store-bought decoration?

Read More:

7 Birthday Gifts Your Child Should Never Bring to a Party

How to Plan an Epic Party: 10 Cheap Birthday Party Ideas You’ll Love

Riley Schnepf
Riley Schnepf

Riley is an Arizona native with over nine years of writing experience. From personal finance to travel to digital marketing to pop culture, she’s written about everything under the sun. When she’s not writing, she’s spending her time outside, reading, or cuddling with her two corgis.

Filed Under: Money and Finances, Parenting Tagged With: birthday party pressure, Family Budgeting, kids party planning, modern parenting, parenting trends, party comparison culture

9 Signs Financial Stress Is Quietly Taking Over Your Parenting

May 7, 2025 | Leave a Comment

Image from Unsplash

You skip the Starbucks drive-thru. You cut back on takeout. You hold off on buying new shoes for yourself. You stretch the grocery budget with frozen veggies and store-brand cereal.

You’re doing what you’re “supposed” to do to stay afloat. You’ve tightened the belt and smiled through it. Because your kids come first, and you’re not about to let them see you crack. But sometimes, the cracks show anyway.

Financial stress doesn’t always scream. It doesn’t always look like overdue notices and collection calls. Sometimes, it slips in quietly through the way you parent, the way you react, the way you feel when you’re trying to just get through the day.

Here are nine subtle signs that financial stress might be influencing your parenting more than you realize.

1. You’re More Irritable Than Usual And Not Just When the Kids Are Loud

You used to have more patience. Or at least some patience. Now, even minor things—spilled juice, loud voices, someone asking for another snack—feel like they’re dragging you closer to the edge.

You’re not an angry parent. You’re just maxed out. When money is tight, your stress tolerance shrinks. Suddenly, the things you’d normally shrug off feel like personal attacks. And when your brain is in survival mode, there’s less room for empathy, presence, or play.

2. You’ve Stopped Doing “Extras” (Not Just for Budget Reasons)

At first, skipping activities was about cost. No ballet lessons. No birthday parties that require a gift. No museum memberships. But lately, even free outings feel exhausting.

You tell yourself it’s just easier to stay home. Less pressure. Less explaining. But deep down, you might also be avoiding the emotional toll—watching your kids ask for things you can’t afford or comparing your family to others who seem to “have more.”

3. You Feel Guilt During the Grocery Run and Even More at Checkout

The choices feel endless, and every one comes with pressure: Name brand or generic? Fruit snacks or no snacks at all?

When you’re choosing between feeding your kids and paying the light bill, guilt becomes a quiet passenger in every aisle. And if you’ve ever snapped at your child for asking for something they didn’t know was a “no,” you know how heavy that guilt can become.

4. You’ve Said “We Can’t Afford That” So Often, It’s Become a Reflex

Sometimes it’s true. Sometimes it’s not. But it’s the sentence that rolls off your tongue before you even consider an alternative. You’ve started using it as a default, even when there might be room in the budget for a small treat or outing. Because saying no feels safer than saying maybe and getting it wrong. But when kids hear “we can’t afford that” constantly, they may start to internalize fear around money—or feel shame for asking at all.

5. Your Child’s School Forms or Activity Flyers Go Straight Into the “Later” Pile

Whether it’s spirit week, book fairs, class fundraisers, or sports registration, the paper clutter becomes emotional clutter. Every form feels like one more reminder of what you can’t do right now. So, you push it aside. Not because you don’t care, but because you care too much—and it hurts to keep saying no.

Image from Unsplash

6. You Avoid Social Events (Even Ones That Cost Nothing)

Birthday parties, park meetups, or community events that used to feel fun now come with pressure. Will there be a gift exchange? Will someone ask where you got your child’s clothes? Will your kid notice that everyone else got ice cream after?

Even if an event is technically free, it can still feel emotionally expensive. So you politely decline, again and again.

7. You’re Not Sleeping Well, and It Shows

You wake up doing math. You fall asleep mid-worry. You stare at the ceiling, hoping tomorrow’s paycheck clears before the bill hits. And then your child wakes you at 6:15 a.m., bright-eyed and hungry for connection you barely have the energy to give.

Poor sleep fuels poor patience, poor appetite, and poor coping. It becomes a cycle—and parenting doesn’t stop for broken rest.

8. You Feel Like a Failure Even Though You’re Doing Your Best

It’s not just about money. It’s about what money represents. Security. Stability. Freedom. And when you’re stretched too thin to give your child the extras or even the basics, you feel like you’re failing at something foundational.

But the truth? You’re not failing. You’re surviving. And that takes strength your child won’t fully understand until they’re grown.

9. You Wonder If Your Kids Notice… and Then Feel Heartbroken When They Do

They offer you their allowance to help buy gas. They say they don’t really need a cake for their birthday. They ask if you’re okay when they catch you crying in the laundry room.

They know more than we think. But instead of carrying shame, let that awareness be a bridge. Children who grow up seeing resilience, resourcefulness, and honesty about hardship grow into adults who know how to handle life with grace.

You Are Not Alone, Even If It Feels Like It

Financial stress doesn’t just affect the bank account. It seeps into routines, emotions, relationships, and parenting. And in a culture where everyone seems to be “doing fine” on the outside, it’s easy to feel like you’re the only one cracking.

But you’re not alone. And you’re not a bad parent. You’re a human being raising tiny humans in a world that’s often brutal on the budgets of good people.

You don’t need to pretend everything is fine. You need support, strategies, and reminders that even on your worst day, you are still what your child needs most.

Have you caught yourself parenting differently because of money stress? What helped ease the pressure, or what do you wish you’d known sooner?

Read More:

6 Money Habits That Can Set Kids Up to Struggle

5 Things Your Kids Will Remember—That Have Nothing to Do With Money

Riley Schnepf
Riley Schnepf

Riley is an Arizona native with over nine years of writing experience. From personal finance to travel to digital marketing to pop culture, she’s written about everything under the sun. When she’s not writing, she’s spending her time outside, reading, or cuddling with her two corgis.

Filed Under: Money and Finances, Parenting Tagged With: emotional health, financial stress, money anxiety, parenting burnout, parenting under pressure, real-life parenting

6 Money Habits That Can Set Kids Up to Struggle

May 6, 2025 | Leave a Comment

Image by Alexander Grey 

Most parents want their kids to grow up with strong values, confidence, and the ability to take care of themselves in the real world. But when it comes to money, many of the habits we pass down aren’t lessons we’ve thought about deeply. They just sort of happen—through our behaviors, reactions, and the unspoken cues our kids absorb over time.

That’s where the problem begins. Children learn far more from what they observe than what they’re told. If we handle money with shame, fear, impulsivity, or silence, they take those messages to heart and carry them into adulthood. And while no parent is perfect, especially when dealing with financial pressures, it’s worth recognizing the habits that could quietly set your kids up to struggle.

Let’s take a look at six money habits that might seem harmless on the surface but can plant the seeds for future financial hardship.

1. Avoiding Money Conversations Entirely

Many parents think they’re protecting their kids by not talking about money. They may believe it’s inappropriate, too stressful, or simply “adult stuff.” But silence doesn’t protect kids. It creates mystery and fear. When money is treated like a secret or taboo topic, kids may grow up feeling anxious, ashamed, or clueless about how to manage it.

Children need age-appropriate conversations about how money works, why budgeting matters, and how choices affect long-term outcomes. When parents normalize those talks, kids grow up viewing money as something they can understand and manage, not something to avoid or fear.

2. Modeling Emotional Spending

Everyone has tough days. But if your coping mechanism is “retail therapy,” your kids are watching. Over time, they begin to associate spending with soothing, reward, or control. That emotional connection to money, especially spending, can make it hard for them to make rational decisions when they’re stressed later in life.

It doesn’t mean you can never enjoy a splurge. But when spending becomes the default response to disappointment, boredom, or celebration, it teaches kids that money is for mood management, not intentional living.

3. Never Letting Kids Handle Money

It’s common for parents to want to take full control over finances, especially when kids are young. But if children never get hands-on experience with money—earning it, spending it, saving it—they don’t develop confidence. They may reach adulthood with a bank account but zero skills in managing it.

Letting kids handle their own money in small, safe ways helps them build real-world decision-making. Whether it’s through allowance, chores, or budgeting for something they want, they need those early experiences to make mistakes, learn from them, and grow more capable.

Image by Fabian Blank

4. Equating Money With Morality

Some parents unintentionally frame money as a moral issue. They might say things like, “People who have money are greedy” or “We can’t afford that because we’re not like those people.” While these statements may come from financial frustration, they send a message that being poor or rich reflects your character.

Kids pick up on that. They may develop guilt when they earn more later in life or feel they don’t deserve financial security. Or worse, they may sabotage themselves financially to stay aligned with what they believe makes them “good.” It’s important to separate money from moral value. Financial success doesn’t make someone better or worse. It just reflects how they’ve managed their opportunities.

5. Using Money as a Weapon or Bribe

When parents use money to control behavior, whether by withholding it as punishment or offering it as the only reward, it creates a transactional view of relationships and self-worth. Kids may grow up believing love, approval, or security must be bought or earned through performance.

This kind of conditioning often leads to unhealthy dynamics in adulthood. They may tie their self-esteem to income or seek out relationships where money is used as power. Discipline, love, and boundaries should exist separately from money. Otherwise, the lessons get dangerously tangled.

6. Living Beyond Your Means Without Explanation

Sometimes, life requires financial juggling. But when kids grow up in a household where it looks like money is unlimited without context, they develop unrealistic expectations. If they see constant shopping, new gadgets, and lavish spending, they may assume that’s what adulthood looks like, even if debt is quietly stacking up behind the scenes.

If parents never explain the sacrifices, trade-offs, or financial planning behind big purchases, kids don’t learn to weigh their own choices. A little transparency, like explaining why you chose a road trip over a luxury vacation, can go a long way in helping them understand value versus appearance.

Start By Being Aware

Financial habits are like invisible hand-me-downs. We may not realize we’re passing them along, but our kids inherit them all the same. The good news is that change is always possible. Awareness is the first step. When parents start paying attention to the messages they send, intentionally or not, they can begin to rewrite the narrative for the next generation.

You don’t need to be a financial expert. You just need to be honest, present, and willing to grow alongside your child.

Have you caught yourself passing down a money mindset you wish you hadn’t? What would you do differently if you could go back?

Read More:

9 Money Moves Every Teen Should Know Before They Turn 18

Top 10 Financial Literacy Books for Kids to Teach Money Skills Early

Riley Schnepf
Riley Schnepf

Riley is an Arizona native with over nine years of writing experience. From personal finance to travel to digital marketing to pop culture, she’s written about everything under the sun. When she’s not writing, she’s spending her time outside, reading, or cuddling with her two corgis.

Filed Under: Money and Finances, Parenting Tagged With: financial habits, financial literacy, kids and money mistakes, money mindset, parenting and money, personal finance, raising money-smart kids, teaching kids about money

8 Phrases That Accidentally Break Kids’ Hearts

May 5, 2025 | Leave a Comment

Image by ManuelTheLensman

Most parents speak with love in their hearts. But even the most well-meaning words can land in a child’s mind with more weight than we expect. Children are still learning how to interpret tone, language, and emotion. And often, the things adults say casually, out of stress, habit, or frustration, can hit harder than we realize.

The truth is, some of the most common phrases used with kids don’t nurture them. They quietly chip away at their self-worth, confuse their emotions, or make them feel unseen. While none of us get it right 100% of the time, becoming more aware of our words is one of the most powerful ways to deepen connection and trust.

Here are eight phrases that often do more harm than good and what to say instead.

“You’re fine.”

This phrase tends to come out when a child is upset, and we want to soothe them quickly. But when kids hear “You’re fine” while they’re visibly crying or anxious, it sends a mixed message. It tells them that their feelings are either wrong or too inconvenient to acknowledge.

Instead, try: “You’re safe. I’m here. Want to tell me what’s going on?” You’re still offering reassurance, but without dismissing how they feel.

“Because I said so.”

In the moment, this may seem like a way to end the conversation. But it doesn’t teach kids anything about the reasoning behind rules or decisions. It can make children feel powerless, especially when they’re seeking clarity or connection.

A better option is to calmly explain your thinking in a few words. Even a short, honest reason gives them something to learn from. “We’re leaving now because it’s getting late, and your body needs rest” can go a long way in helping kids feel respected.

“Why can’t you be more like your brother/sister?”

Comparisons don’t motivate. They wound. Even if your intention is to inspire better behavior, this kind of comment usually stirs up shame, resentment, or competition between siblings. It can make a child feel they’ll never be enough on their own terms.

What helps more is focusing on your child’s individual growth. “I know this isn’t easy for you, but I see you trying” is more encouraging and builds self-worth, not rivalry.

“You’re being so dramatic.”

This one often comes out when a child is melting down over something that seems minor to us. But for kids, big emotions feel big. Dismissing their reaction doesn’t help them regulate. It just teaches them their feelings are too much or embarrassing.

Instead, try validating the feeling even if you don’t agree with the reaction. “That really upset you, huh?” opens the door to conversation instead of shutting it down.

Image by Tamara Govedarovic

“If you don’t stop, I’m leaving without you.”

Threats tied to abandonment, even empty ones, can be especially scary to young kids. While you may mean it as a tactic to hurry them along, what they hear is: I could be left behind.

A gentler approach might be: “We need to go now. How can I help you get ready faster?” It keeps your tone firm but supportive, showing you’re still on their team.

“You’re too sensitive.”

Children are born with different temperaments. Some feel everything deeply, and labeling them as “too” anything tells them who they are isn’t acceptable. Over time, they may learn to hide their emotions rather than manage them.

If your child is overwhelmed, offer empathy: “You feel things strongly, and that’s okay. I’m here to help you handle it.” Sensitivity can be a strength when it’s nurtured, not shamed.

“Big boys/girls don’t cry.”

This outdated phrase has harmed generations of kids by suggesting that expressing emotion is weak or immature. Crying is a natural response to pain, frustration, or sadness, and it’s not something to outgrow.

Better yet, say: “It’s okay to cry. Everyone cries sometimes. Let’s breathe together.” This allows your child to feel safe and supported, even in their most vulnerable moments.

“I’m disappointed in you.”

Few words carry more weight than this one. When kids hear it, they often internalize it as “I am a disappointment” rather than “I made a mistake.” It becomes about their identity instead of their behavior.

You can still hold boundaries without shame. Try: “That choice wasn’t okay, and we need to talk about it. But I still love you, no matter what.” Discipline doesn’t have to come at the cost of your child’s self-esteem.

Words shape how children see themselves and the world. While no parent can filter every phrase perfectly, being mindful of how our words land can make a profound difference. A simple change in how we speak can open the door to trust, emotional safety, and lifelong confidence.

What’s a phrase you heard as a child that stuck with you, for better or worse?

Read More:

Real Talk: Blunt Parenting Advice You Won’t Hear Elsewhere

10 Parenting Practices That Are More Harmful Than You Think

Riley Schnepf
Riley Schnepf

Riley is an Arizona native with over nine years of writing experience. From personal finance to travel to digital marketing to pop culture, she’s written about everything under the sun. When she’s not writing, she’s spending her time outside, reading, or cuddling with her two corgis.

Filed Under: Money and Finances, Parenting Tagged With: child development, childhood trauma, communication with kids, emotional intelligence, emotional validation, gentle parenting, hurtful phrases, parenting mistakes, parenting tips, Positive Parenting

5 Subtle Ways Narcissistic Parents Hurt Their Grandkids

May 5, 2025 | Leave a Comment

Image by Benjamin Elliott

We all want our children to grow up surrounded by love. That often means encouraging relationships with extended family, including your own parents. But what if those parents are narcissistic?

Maybe they don’t yell, criticize, or act outwardly cruelly. In fact, they might be charming, generous, or full of praise, especially when other people are watching. But behind closed doors, their behavior can be deeply manipulative and emotionally damaging. And often, the harm they cause to their grandkids is subtle. You might even miss it at first.

Here’s the truth: narcissistic parents rarely change just because they’ve become grandparents. In many cases, their old patterns—control, guilt, attention-seeking, competition, and boundary-blurring—resurface, only now they’re aimed at your children.

Here are five quiet but powerful ways narcissistic grandparents can negatively affect your child’s emotional health and how to draw the line without the family fallout.

1. They Compete for Your Child’s Affection

At first, it may look like love. Gifts, attention, extra treats, special privileges. But underneath the surface is a subtle message: “I can make you happier than your parents can.” This isn’t about spoiling. It’s about control.

Narcissistic grandparents often treat their grandchild’s affection like a trophy. They want to be the “favorite,” and they’ll compete with you—directly or indirectly—to win it. They might override your rules, downplay your authority, or frame you as the “boring” or “mean” parent.

The child doesn’t see this manipulation. They just feel confused about who to trust. Over time, it can damage your bond and create division in your home.

2. They Use Your Kids to Meet Their Own Emotional Needs

Grandkids should never be emotional caretakers, but narcissistic grandparents often blur that line.

They might treat your child like a “mini therapist,” confiding in them about adult problems. Using guilt to get more attention: “I’m so sad you didn’t call me today,” or “I guess I’m not important to you anymore.” They even position themselves as victims to gain sympathy.

This emotional enmeshment isn’t just inappropriate. It’s harmful. It teaches kids that other people’s happiness is their responsibility. It creates anxiety, guilt, and pressure where love should be free.

3. They Undermine Your Parenting Subtly but Constantly

Narcissistic parents often think they know better than you. And they’ll let your kids know it.

“Your mom’s too strict.”
“Your dad doesn’t understand what kids really need.”
“Grandma would never say no to that.”

Sometimes, it’s said with a wink and a smile. But make no mistake; this is sabotage. It erodes your authority and creates a confusing double standard that makes discipline, routines, and boundaries hard to maintain.

It also teaches your child that rules are optional and that their loyalty should shift depending on who gives them what they want.

Image by Johnny Cohen

4. They Make Your Child Responsible for Their Reputation

Narcissistic grandparents care deeply about appearances. They want to be seen as the “fun one,” the “devoted one,” the “best grandparent ever.” So they’ll pressure your child to perform that role.

Smile for the photo. Say thank you even if you didn’t want the gift. Tell everyone how much fun you had, even if you didn’t.

This can force your child into emotional dishonesty. They learn that being polite matters more than being real. That making an adult look good is more important than speaking up. Over time, this pressure can shut kids down emotionally and make them doubt their instincts.

5. They Ignore Boundaries and Expect Access

Narcissistic grandparents often believe that being “family” means they’re entitled to full, unrestricted access to your child. They may drop by unannounced, press you for alone time, or disregard limits on visits, food, media, or discipline.

If you push back? They might call you controlling and ungrateful or accuse you of keeping the grandkids from them. They’ll frame your boundaries as cruelty and themselves as the victim.

This creates stress for you and tension your kids can feel. It also teaches them that boundaries are “mean” instead of healthy.

How to Protect Your Kids (Without Blowing Up the Family)

Dealing with a narcissistic parent is hard. Doing it while raising children adds another layer of emotional complexity. But it is possible to protect your kids, set limits, and preserve your sanity.

Here’s how to start:

  • Name the behavior. You don’t have to diagnose them—but privately, get honest with yourself. Recognize the patterns, even if they come with smiles and hugs.
  • Decide your non-negotiables. What’s most important to you? Respecting rules? Not being emotionally manipulated? Choose a few core boundaries and stick to them.
  • Limit alone time. Don’t feel obligated to allow unsupervised visits if you’re concerned. Supervision can reduce the opportunity for emotional harm.
  • Prepare your kids. As they grow, teach them about emotional safety, honesty, and boundaries. Let them know they can talk to you about anything—no matter who it involves.
  • Give yourself permission. You don’t owe access to someone who continues to harm—even subtly. Protecting your child isn’t overreacting. It’s parenting.

Breaking the Cycle Is Hard But Worth It

You may have spent your whole life navigating your parent’s narcissism. And now, watching it extend to your children is heartbreaking. But here’s the good news: you have more power than you think.

You can break the cycle, set a new example, give your kids the safety, clarity, and love you may not have gotten yourself, even when it’s uncomfortable, even when it causes friction.

Your kids are watching. Let them see what healthy love looks like.

Have you dealt with a narcissistic grandparent in your child’s life? What helped you hold your boundaries?

Read More:

How Parenting Trends Are Changing the Way Kids Grow Up

Teaching Your Child That “Family” Doesn’t Mean “Tolerate Abuse”

Riley Schnepf
Riley Schnepf

Riley is an Arizona native with over nine years of writing experience. From personal finance to travel to digital marketing to pop culture, she’s written about everything under the sun. When she’s not writing, she’s spending her time outside, reading, or cuddling with her two corgis.

Filed Under: Money and Finances, Parenting Tagged With: child mental health, emotional boundaries, family dynamics, generational trauma, narcissism and kids, narcissistic parents, parenting boundaries, protecting your child, toxic family, toxic grandparents

Is It Ever Okay to Teach Your Kids To Fight?

April 28, 2025 | Leave a Comment

teach your kids to fight
Image Source: 123rf.com

According to recent statistics, about 20% of students ages 12 to 18 have experienced bullying. Taunting, rudeness, and even fighting are all common issues your children may face on the playground or in the cafeteria at some point. How should you advise them to handle these situations to ensure they don’t get emotionally or physically scarred? If your child’s bully tries to instigate a fight, should your child defend themselves or try to run away? Below, we’ll explore whether or not it is ever ok to teach your kids to fight fire with fire. 

Studies on Fighting Back Against Bullies Are Mixed 

Although all forms of bullying are difficult to deal with, it’s especially hard to teach your child how to deal with a violent bully. The fear of a bully pushing, kicking, or shoving your child at school may make them afraid to attend. Talking to school administrators and working with them to find solutions may help improve the situation. However, many students (roughly 60%) believe that their school isn’t doing enough to stop bullying. If your child is continually targeted and doesn’t think administrators are intervening enough, is it ok to teach them to fight back? 

The studies and results on the efficacy of fighting back are mixed. Some studies suggest that defending yourself from a bully by hitting back may prevent future fights. However, other research indicates that victims who fight fire with fire are more likely to be bullied again just six months later. That’s why experts suggest instructing your child to seek help from a friend or adult instead. You can also teach your kids to stand up for themselves verbally during bullying episodes. Addressing the root cause of the bullying, such as a misunderstanding or disagreement, can help prevent future altercations. 

Walking Away Isn’t Giving Up 

Walking away from a bully to seek help from an adult may feel like giving up. Your child may be worried they’ll be seen as weak if they try to run away. However, it’s important to discuss the benefits of refusing to match the bully’s energy with your child. 

Your child is less likely to get in trouble with school administrators if they escape instead of physically engaging the bully. Victims who fight back may receive harsh punishment due to zero-tolerance policies in schools. Even self-defense might count as perpetuating violence and come with steep penalties. Teaching your child non-violent self-defense techniques, such as breakfalls, can help them avoid injury and get away from the bully. 

It’s also important to reiterate to your child that walking away is a brave expression of boundaries. Refusing to engage and stooping to the bully’s level shows that your child is mature and above the attacks. Pretending to be unbothered by and indifferent to bullying can actually make your child seem cooler to their peers than getting dragged into fights. Remaining confident and calm can help your child earn respect and rob the bullies of any satisfaction. Once bullies realize your child isn’t an interesting, engaging target, they’ll likely move on. 

Self-Defense Outside of School 

Unfortunately, playground bullying isn’t the only threat parents have to worry about. The world can be a scary and dangerous place for kids. Sadly, attempted kidnappings and other crimes sometimes occur, and it’s important to teach your child about these realities in an age-appropriate way. Explaining the difference between schoolyard bullies and criminals can help your kids understand why different responses may be needed. Having these tough conversations will prepare your child to handle any risk to their personal safety in the best way possible.

Read More

  • Everything You Should Teach Your Kids About Fire Safety
  • Volunteering with Kids: Teaching Compassion

Vicky Monroe headshot
Vicky Monroe

Vicky Monroe is a freelance personal finance writer who enjoys learning about and discussing the psychology of money. In her free time, she loves to cook and tackle DIY projects.

Filed Under: Money and Finances

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