• Home
  • About Us
  • Archives
  • Contact Us
  • Advertise
  • Privacy Policy

Kids Ain't Cheap

But They Sure Are Worth It

  • Home
  • Toolkit
  • Parenting
    • Baby Stuff
    • Books and Reading
      • Aesops Fables
      • Comic Books
    • Education
    • Family Time
    • Green Living
    • Growing Up
    • Healthy Living & Eating
    • Holidays
    • Parenting
    • Random Musings
    • Shopping
    • Stuff to Do
  • Money
  • Product Reviews
    • Books and Magazines
    • Discount Sites
    • Furniture
    • House Keeping
    • Reviews News
    • Toys and Games

What Are the Perils Allied with Contracts for Differences?

January 18, 2021 | Leave a Comment

In economics, CFDs provisions are made in a futures agreement where fluctuations in the repayment are done using cash instalments instead of conveying actual merchandise or securities, marked as leveraged products.

This implies that with a small preliminary investment, there is a likelihood for returns consistent with that of the underlying asset or market. Instinctively, this is an apparent investment opportunity for any broker.

CFDs can be somewhat dicey due to little industry directives, plausible absence of liquidity, and they want to uphold a realistic profit margin due to leveraged losses. Regrettably, margin exchanges can increase returns but losses as well.

The apparent rewards of CFD trading often mask the allied perils. For further information on the same, click on the link here https://www.equiti.com/platforms/metatrader-4/ .This discussion will look at CFD risks, including counterparty risk, market risk, and plenty more besides

Types of CFD Risk

Client Money Risk

In countries where CFDs are legitimate, there are client cash security laws to protect the stockholder from conceivably damaging CFD suppliers’ acts. By resolution, money moved to the CFD supplier should be disengaged from the investor’s money to prevent investors from hedging their assets.

Nonetheless, the law may not veto the customer’s cash from being joined into at least one account. When an agreement is settled upon, the sponsor withdraws a primary margin and has the option to request further margins from the shared account.

In the event that different clients in the joint account neglect to meet margin calls, the supplier has the privilege to draft from the shared account with the probability of distress returns.

Liquidity Risks

Economic circumstances influence several monetary dealings and may intensify the risk of losses. When trades being made in the market for an asset are inadequate, your general agreement can become illiquid. Now, a CFD supplier can require extra margin instalments or close contracts at mediocre prices.

A CFD charge can drop before your exchange can be performed at a formerly settled upon cost, otherwise called gapping. This implies that a current contract holder would be needed to take less than ideal benefits or cover any losses endured by the CFD supplier.

Market Risk

The contract for changes is derivative assets that a trader uses to venture on the movement of direct funding, like stocks. If someone believes that the underlying asset will increase, the stakeholder will choose a protracted position.

On the other hand, speculators will pick a short position in the event that they accept the value of the resource will diminish. One hopes that the value of the resource will move in the direction most promising for you.

In certainty, even the most educated speculators can be proven wrong at this. Unforeseen data changes in market settings and government rules can bring about brisk changes. Because of the nature of CFDs, minor differences may significantly affect returns.

A negative outcome on the underlying asset’s value can make the sponsor claim a second margin reimbursement. If margin calls cannot be met, the supplier may halt your position, or you may be forced to trade at a loss.

Counterparty Risk

A counterparty is the organization that gives the resource in a monetary exchange. When purchasing or selling a CFD, the solitary resource being exchanged is the CFD supplier’s agreement. The associated risk is that the counterparty neglects to achieve its monetary commitments.

In the event that the supplier can’t meet these obligations, at that point, the value of the underlying asset ceases to be relevant. It’s crucial to recognize that the CFD industry isn’t vastly controlled, and the dealer’s integrity depends on reputation, longevity, and monetary position rather than liquidity or government standing.

Final Thought

All in all, when you are thinking about going into any of these investment vehicles, it is very crucial to assess the perils associated with the leveraged assets. This is because the ensuing losses can be much more than initially forecasted.

 

 

Filed Under: Money and Finances

Free Chore Chart Template for Kids

January 7, 2021 | Leave a Comment

Chore Chart Template for Kids

My kids started helping with chores when they were about 18 months to 2 years of age.  My oldest got his own little broom that would recite, “sweeping, sweeping” as he swept.  He loved that broom, and he loved helping out.  Most toddlers are eager to do what the people around them are doing.  If you have a toddler and want to start working with them on chores or you want a more organized chore routine for your older kids, consider using one of these free chore chart templates for kids.

Why Assign Kids Chores?

Some parents don’t want their kids to do chores.  They argue that kids should just be kids.  However, there are many valid reasons why you should assign your children chores:

They Learn Valuable Life Skills

When I went to college, I couldn’t believe how many kids didn’t even know how to do their own laundry.  My son started doing his own laundry at 12, and my daughter started at 11.  The larger variety of chores you have your kids do, the better they will be able to successfully live on their own.

They Learn to Contribute

There are many things that need to be done to run a household successfully.  If you don’t expect your kids to contribute, they can grow accustomed to the idea of others doing things for them, which can lead to a sense of entitlement.  The family is the first place kids learn what it means to be part of a group and to help run that group.  This, too, will be a valuable lesson for their adult lives.

Should You Pay Kids for Chores?

Chore Chart Template for Kids

Photo by Anna Earl on Unsplash

This can be another devisive issue.  Some families don’t pay their kids money for chores because they want them to realize that they are part of a family and family members help one another.

Others, like my family, pay their kids for chores because they want kids to firmly make the connection between work and income.  You work, and you earn money.  You don’t work, and you’re broke.

Still others don’t pay cash but instead let their kids earn privileges like watching a show, or playing a video game, or staying up late based on the chores they do.

The choice is up to you and what your family decides will work best.

Free Chore Chart Template for Kids

There is no need for you to create your own chore chart template for kids when there are so many out there!  Here are a few of our favorites:

Healthy, Happy, Impactful has a chore chart template that gives blank lines to list up to eight chores beside squares for days of the week.  Just check off each day that the chore is completed.  There is also a box at the bottom for notes.

Plan for Awesome has a chore chart template for toddlers.  This one is unique in that rather than words, there are pictures so your littlest helpers can understand.  You can also use the pictures and words for the preschool and early elementary set.

Make any one of these chore charts last longer by laminating them or placing them in a plastic sleeve so you can use them week after week.

Final Thoughts

There’s no time like the present to start having your kids help with chores.  These free chore templates can help motivate them and help them find pride in their accomplishments.

Read More

Teach Your Child About Money: Free Savings Chart for Kids

Parenting Win: Teaching Money Skills to Your Kids

Free Apps that Help Kids Manage Their Pocket Money

Filed Under: Freebies for Parents, Household, Money and Finances, Parenting Blog at KidsAintCheap Tagged With: chores, free chore charts, raising independent kids, responsible kids, toddlers

How to Choose the Right Homeschooling Curriculum for Your Star Student

January 4, 2021 | Leave a Comment

Did you know that the highest rate of homeschool growth occurred between 2003 and 2007? However, due to the COVID-19 pandemic, the numbers are rising again. With parents unsure how to go about this, a lot are wondering about the curriculums.

Read on to learn about how to choose the right homeschooling curriculum for your child.

Consider Specific Subjects

To find the right homeschooling curriculum, you need to know which subjects you want to teach. A family needs to understand that some programs only offer some things while others will have it all. Some programs won’t offer traditional subjects and focus on student-guided learning.

Depending on the levels of development your child is going through, you could patch things together. This means piecing a few platforms together to get the right subjects.

Think About Your Involvement Level

If you want your child to adapt life skills while they are learning from home, it is important to consider how much you will be involved in the process. Sometimes a student must get through things on their own. However, this should heavily depend on the learning preferences of your child.

There are programs out there that will do all of the teaching work for you while you supervise. You can be as involved as you want with programs that require you to teach your child. Some fall in between the two.

Before determining how much you are involved, consider your own education level. It is also important that you know how to teach your child without making things more difficult for them. It is also important to consider how much time you actually have in the day to homeschool your child.

Once you consider all of these factors, you can find a program that represents that.

Create a Schedule

Before finding a homeschooling curriculum, you should create an ideal schedule you and your child should follow. Most of the time, homeschooling leads to a shorter schedule than a traditional school would. This means having a lot of extra time in the day.

This is great for completing homework and other things that can boost activity levels. When you have a schedule in mind, you can consider a curriculum that works with said schedule.

Determine Your Child’s Learning Type

Based on personality types, you can figure out the learning type of your child. This could be sitting down at a desk like a traditional classroom does or having your child complete everyday tasks.

The traditional route might work better for you so that you can complete chores around the home while your child does their work. However, this might not be the right thing for your child. Some programs provide experiences through “field trips” and hands-on learning.

Find the Right Homeschooling Curriculum

Knowing your child is the best way to find a homeschooling curriculum that works for them. There are a lot of things to consider before you start the homeschooling journey. By communicating with your kids and considering this guide, you can find the perfect homeschooling curriculum.

Keep reading our website for more articles that can benefit your family life.

Filed Under: Money and Finances

Great Gifts: 6 Unusual Birthday Presents for Kids

January 4, 2021 | Leave a Comment

Are you trying to get a gift for the kid that has everything? Thinking of a unique gift that you can be sure a child doesn’t already have can be difficult, but we’re here to help.

Keep reading for some unusual birthday presents for kids that can help you as you’re shopping for the little one in your life. Grab a few of these awesome gifts to make the birthday girl or boy smile this year.

[Read more…]

Filed Under: Money and Finances

Should You Sell or Donate Old Cell Phones?

December 21, 2020 | Leave a Comment

How do you know whether to sell or donate old cell phones?

2020 may have been a chaotic and challenging year, but it did give us some of the best smartphones on the market! Are you planning on buying one of these brand-new phones? Before anything else, you might want to take care of getting rid of your old phone first.

[Read more…]

Filed Under: Money and Finances

Do I Need Flood Insurance and What Does It Cover?

December 21, 2020 | Leave a Comment

Floods are a leading cause of death and destruction. Globally, this natural disaster is responsible for more than $40 billion in damage each year. In the U.S., the total annual losses are close to $8 billion.

Some American cities are at greater risk of flooding than others. Jersey City and Union City (NJ), Miramar Beach (FL), Raleigh (CA), and The Woodlands (TX) are just a few to mention. Floods can occur at any time of the year in these areas, causing millions in damages.

[Read more…]

Filed Under: Money and Finances

From Woof to Meow: The Best Pets for Kids at Any Age

December 21, 2020 | Leave a Comment

Having a pet in your home can teach your children about responsibility and caring for another creature. It also can set them up with compassion and maturity that will benefit them later in life. But which type of pet should you choose?

In this article we will tell you the best pets for kids and why you should get one for your family. Read on to find out more.

[Read more…]

Filed Under: Money and Finances

How Fundraising for charities help the poor

December 17, 2020 | Leave a Comment

In the past few decades, there has been a surge into the humanitarian activities which are taking place not only in a country but globally around the world. This upsurge has been brought by social media platforms. Why? Because many charities and fundraisers have been working tirelessly on these platforms to spread awareness concerning the humanitarian crises and the need to work for some of the very pressing issues which concern issues from rising environmental concerns to issues such as world hunger malnutrition and sanitization. [Read more…]

Filed Under: Money and Finances

Fun and Affordable Winter Crafts for Kids

December 17, 2020 | Leave a Comment

Winter Crafts for Kids

Spring, summer and fall are great times for families. In most areas, the temperatures are ideal for being outdoors. But even though humans don’t hibernate, winter keeps us indoors. The winter can be harsher for parents with kids who constantly complain about having nothing to do. This is when you’ll need some fun winter crafts for kids (and bored adults).

Fun Winter Crafts for Kids

You may be tempted to take the kids on an expensive winter vacation. Why not save your money and get creative? Here are some fun crafts you can do to keep your kids occupied during those dreary, winter days.

Create Your Own Greeting Cards

You don’t need fancy machines and expensive paper to make cute cards. The shelves of craft stores are lined with stickers and other accessories you can use. Ten blank cards in a pack will cost you $4 to $5, and you can choose from a variety of styles and colors as well. Once you have chosen the base, head to the sticker and ribbon aisles and gather some accessories. This card was made using a burlap premade card and some stickers. For kids who like to use needle and thread, visit the cross-stitch section and purchase a book of designs. Then stitch and attach them to the premade cards. You can make a lot of cards in a few weeks!

Create a Cute Wreath for Your Door Using Tulle

Tulle wreaths are fun and so easy to do. You have a lot of color choices and it’s often on sale at craft stores like Hobby Lobby. All you need is a wreath form, scissors, and any embellishments you want to add. Cut the tulle into strips and tie it around the wreath, keeping the knot on the inside. Once the wreath form is covered, trim and fluff the tulle until it looks full and even. Then add embellishments. Here’s an example of an easy Christmas wreath.

Speaking of Christmas …

You can find hundreds of ideas for making Christmas ornaments on Pinterest. A cheap way is to go to the local dollar store and pick up some clear, plastic ornaments you can fill, something to fill them with and if you like, some stickers.

This ornament is filled with some foam pellets and embellished with stickers. All of the materials were purchased at a dollar store.

Personalize It With an Initial

You can find initials of all sizes in craft stores. Paint them or embellish them for a cute wall or door hanging.

This “S” was made by simply gluing glass gems found at the local dollar store. You can also add flowers and a ribbon for hanging to a premade initial.

Easy Wall Hangings Using a Canvas

Craft stores also have many sizes of canvases. Not everyone can paint, but most of us can glue. You can create a cute wall hanging by taking scrapbook paper and gluing it onto the canvas. To make the project super easy, use an 8 ½ X 11 canvas. The paper will fit perfectly. Once you have glued the paper onto the canvas, embellish it with letters, stickers, or whatever suits your personality.

Final Thoughts

While the months of January and February can be gloomy and dark, you can make the months more enjoyable with fun winter crafts for kids.  In no time, spring will be here and you’ll be back outdoors enjoying the temperate weather and sunshine.

What are some of your favorite crafts for kids? Share your ideas in the comments below!

Read More

Best Online Shopping Sites for Kids Clothes
How to Find the Best Car Seat for Your Child
Frugal Halloween Ideas

Filed Under: Money and Finances Tagged With: beating the winter blues, kids activities, winter crafts, winter fun

Investing and saving with a family, what to know

December 4, 2020 | Leave a Comment

Having children does not mean that investing is out of the question. It is possible to provide for your family now and still make smart investments. [Read more…]

Filed Under: Money and Finances

Next Page »
  • Facebook
  • Pinterest
  • RSS
  • Twitter

Join Our Newsletter
  Thank you for Signing Up
Please correct the marked field(s) below.

1,true,6,Contact Email,21,false,1,First Name,21,false,1,Last Name,2



Best Parenting Blogs

Thanks To The Companies Supporting Us




Great Investing, Simplified: Get Stock Advisor for Just $99/year!
FinDIY makes it easy for college students to run their own financial life.

Can put up with homework?Assignment Geek will be your best option.

We work 24/7 at Ewritingservice.com to deliver top-notch essays.

Want to know more about CBD? – Check out CBDNerds.com

Write My Essay Today – custom essay writing company.

Cars for Kids

Brandon Eye Clinic
https://floridaeye.org/locate-our-office/brandon-eye-clinic-office/

senior photography Keller

Copyright © 2021 Runway Pro Theme by Viva la Violette