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Kids Ain't Cheap

But They Sure Are Worth It

How to Help Your Child Save Money Before Studying Abroad

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There isn’t much parents won’t do for their kids, including helping them fund a trip to study abroad. These trips can vary in length, with some going for a mini-term while others study abroad for one or two semesters at a time. During the first three quarters of 2020, nearly 166,000 spouses of U.S. citizens obtained lawful permanent residency with status adjustments and are now allowing their kids to go out of the country to study. Before your kids start studying abroad, use the ways below to help them build and save money for their trip.

Create a Savings Plan and Account

Once you and your child have determined that the study abroad trip is happening, a plan needs to go into place for savings and move this money into its account. You can utilize online savings accounts to store the funds so that you can see them and pull them out once you need them without penalty. Many of these programs are offered through private schools so the tuition costs will be substantial. According to US News, there are at least 30,000 private schools in the United States.

If your child is currently working, they can save 20 percent of that income into this savings account and apply towards expenses. If they are out on the break and not currently in classes, it may be a good idea for them to get a second job to supplement their income if it’s close by and part-time. They can commit all these earnings to the savings account.

Take Advantage of Fundraising Options

If you want to help your students and get the community involved, they can use fundraising options. They can sell everything from candy to candles, which will help them bring in additional revenue to cover tuition for the program and expenses once they reach their destination. Over 1 billion pounds of wax are used in candle production annually, some of which go to fundraisers to assist these students.

Apply For Scholarships

Students who want to study abroad can apply for scholarships that will help cover the cost of tuition and room and board during this trip. In most cases, they can apply for them through the school where they are doing the semester abroad or sponsor the trip. They also have private federal scholarships they can search for online and apply for. These scholarships will likely request essays about where the student is going and their plans once they get there. They need to be prepared to describe in length why they think this trip is important to their education and how it can improve them for the future.

Student Loans

While this may not be ideal if you haven’t been able to secure the funds you need for your kids to study abroad, you can always apply for student loans to cover these expenses. If they take classes that will apply to their degree completion, then federal student loans will cover these expenses. There is also the option of private student loans through several financial lenders willing to fund such projects and may be willing to give larger loans instead of a set amount put in place by the federal government.

Get Your Student Prepared For Study Abroad

These expenses will include air fare, lodging, spending money, and tuition that needs to be covered while your kid is away studying abroad in an international country. Even if you have to come out of your savings to help cover the cost, this is a rewarding experience that can prove invaluable. Teach your kids the value of a trip by having them help save and prepare for it financially, but also be willing to assist at the last minute if goals aren’t met. Even if they exceed the goals, you can give them a little extra to make sure they have everything they need while they’re away.

Warning: Don’t Let Your Teen Move Out Before Reading These 12 Eye-Opening Reasons!

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As parents, we often face the challenging decision of whether our teenagers are ready to move out and embrace adulthood. The leap from living under a parent’s roof to managing life independently is significant. This article explores 12 critical reasons why your 18-year-old might not be as ready as you think to make this transition.

1. Emotional Maturity is Key

Most 18-year-olds are still developing their emotional maturity, which is essential for handling life’s challenges. They may struggle with managing stress, disappointment, and complex interpersonal relationships on their own. Emotional resilience is crucial in navigating the ups and downs of adult life. Without it, young adults can easily become overwhelmed. Parents should evaluate their teen’s emotional readiness before encouraging them to live independently.

2. Financial Literacy is a Must

Financial literacy is a critical skill that many teens lack when they turn 18. They often have little experience with budgeting, paying bills, and understanding credit. Without these skills, young adults can quickly find themselves in financial trouble. Teaching them about responsible spending and saving is crucial before they move out. Ensuring your teen understands the value of money and how to manage it is essential for their independence.

3. The Burden of Responsibilities

Living independently comes with a host of new responsibilities, from cooking to paying rent. Many teens are not accustomed to managing such tasks alongside their other commitments. The transition from having tasks done for them to doing it themselves can be jarring. Time management and prioritization become crucial skills for independent living. Parents should ensure their teens are prepared to handle these everyday responsibilities.

4. Academic Preparedness

Transitioning to college or vocational training requires a significant level of academic preparedness. Living alone can distract young adults from their studies. Balancing household responsibilities with academic commitments is a skill that needs time to develop. A lack of preparedness can lead to poor academic performance. It’s important to consider whether your teen can handle both living independently and succeeding academically.

5. The Value of Family Support

The support and guidance of a family are invaluable at this stage of life. Many teens still rely on their parents for advice, emotional support, and practical help. Moving out can mean losing this daily support network. Family plays a crucial role in helping young adults navigate new challenges. Parents should assess whether their teen is ready to be without this support.

6. Social Skills Development

Developing strong social skills is an ongoing process for teenagers. Many 18-year-olds are still learning how to effectively communicate and resolve conflicts. Interpersonal skills are vital for both personal relationships and professional environments. The ability to interact with a diverse range of people is crucial in adulthood. Parents should consider whether their teen has the social maturity needed for independent living.

7. Health and Self-Care

Maintaining a healthy lifestyle is a challenge for many young adults. Teens often struggle with self-care, including proper nutrition, exercise, and sleep habits. Independent living requires a commitment to personal health and well-being. Without parental oversight, some young adults neglect their health. It’s important to ensure your teen understands and values their health and well-being.

8. Career Planning and Stability

Career planning is a critical aspect of becoming an adult. Many teens at 18 are still exploring their career options and may not have a clear path forward. Stability in their career choice is important before taking the step to move out. Premature independence can add stress to their career development process. Parents should help their teens in developing a realistic and stable career plan.

9. Understanding Legal Responsibilities

Adult life comes with legal responsibilities that many teens are not prepared for. This includes understanding tenant rights, contractual obligations, and civic duties. Lack of knowledge in these areas can lead to serious consequences. It’s essential to educate teens about their legal responsibilities as adults. Parents play a key role in guiding their teens through these legal complexities.

10. Coping with Loneliness and Isolation

Moving out often leads to feelings of loneliness and isolation for young adults. The absence of a constant family presence can be challenging. Teens need to develop coping mechanisms for these feelings. Emotional self-sufficiency is a key aspect of living independently. Parents should discuss these emotional aspects and prepare their teens for the reality of living alone.

11. Navigating Real-World Challenges

The real world presents a variety of challenges that teens may not be prepared for. From dealing with landlords to understanding how to maintain a car, these are important skills. Real-world challenges require a level of maturity and problem-solving skills. Parents should ensure their teens are equipped with practical knowledge and resources. Preparing them for these realities is crucial for their success.

12. The Rush to Grow Up

There’s often a societal pressure for teens to become independent quickly. However, maturity and readiness do not necessarily align with age. Enjoying the journey of growing up and learning at each stage is important. Parents should encourage their teens to take their time in transitioning to adulthood. Ensuring that they are not rushing into independence is key for a successful transition.

Eighteen Is a Significant Milestone

While turning 18 is a significant milestone, it does not automatically equip a young adult with all the skills and knowledge needed for independent living. As parents, it’s our responsibility to help our teens assess their readiness and prepare them for the realities of adult life. By considering these 12 factors, we can provide our children with the best chance for a successful and smooth transition into adulthood.

14 Misguided Parental Advice We Need to Abandon for Our Children’s Sake

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Parenting is a journey filled with learning and unlearning. Over the years, certain parental advice, once considered gospel, has shown to be outdated or even detrimental. In the interest of raising well-adjusted, happy children, it’s crucial to reevaluate and discard some of these antiquated notions. This article explores 14 pieces of misguided parental advice and explains why we should abandon them for the betterment of our children.

1. “Children Should Be Seen, Not Heard.”

This old adage promotes the idea that children should be quiet and not express their thoughts or feelings. It undervalues the importance of children’s voices and can lead to issues with self-expression and confidence.

Children need to be encouraged to communicate openly, share their ideas, and engage in conversations. By listening to them, we validate their feelings and thoughts, fostering self-esteem and emotional intelligence. Teaching children that their opinions matter is crucial for their overall development.

2. “Always Clean Your Plate.”

While teaching children not to waste food is important, insisting they always clean their plate can promote unhealthy eating habits.

It discourages children from understanding and responding to their own hunger cues. Children should learn to eat until they are satisfied, not stuffed. This advice can also contribute to a problematic relationship with food in later life. It’s more beneficial to teach portion control and mindful eating.

3. “Boys Don’t Cry.”

The notion that boys should not express their emotions, especially through crying, is harmful and outdated. It perpetuates toxic masculinity and stifles emotional growth. Encouraging boys to express their emotions freely helps them develop emotional intelligence and empathy. Suppressing emotions can lead to mental health issues and difficulty in forming healthy relationships. It’s important to teach all children that showing emotions is a sign of strength, not weakness.

4. “You Must Always Respect Your Elders.”

Respect should be mutual, regardless of age. Teaching children to blindly respect elders without considering respect in return can leave them vulnerable to mistreatment.

It’s essential to teach children the difference between respect and obedience. Encouraging questioning and healthy skepticism helps children develop critical thinking skills. Respect is earned through understanding and mutual regard, not simply age.

5. “Don’t Talk to Strangers.”

While it’s vital to teach children about safety, the blanket rule of not talking to strangers can be problematic. It can instill unnecessary fear and hinder their ability to seek help when needed. It’s more effective to teach children how to identify safe strangers, like police officers or teachers, in case of emergencies. Educate them about dangerous situations and how to recognize them. Encouraging smart decision-making is key, rather than inducing fear.

6. “Girls Should Be Nice and Polite.”

This advice often reinforces gender stereotypes and limits girls’ assertiveness. It can lead to girls not standing up for themselves or expressing their true feelings.

Encouraging assertiveness and confidence is equally important for all genders. Girls should be taught to be kind, but also to be strong and voice their opinions.

Empowering girls to be themselves, without conforming to outdated gender norms, is crucial.

7. “Don’t Question Authority.”

Blind obedience to authority can prevent children from developing critical thinking and decision-making skills. It’s important for children to understand the rationale behind rules and decisions. Encourage respectful questioning and curiosity. This helps them become independent thinkers and responsible decision-makers. Understanding the ‘why’ behind actions is as important as knowing the ‘what.’

8. “Winning is Everything.”

Emphasizing winning as the sole objective can lead to undue stress and a fear of failure. It’s more beneficial to focus on effort, learning, and improvement. Teach children that failure is a part of learning and growing. Celebrate effort and perseverance, not just success. Instilling a growth mindset helps children become resilient and persistent in the face of challenges.

9.”You Can Be Anything You Want.”

While meant to be encouraging, this advice can set unrealistic expectations and can be considered misguided parental advice. It’s better to emphasize hard work, dedication, and exploring one’s passions and strengths.

Help children set achievable goals and understand the value of effort and perseverance. Encourage them to find their unique path, which may not align with their initial dreams. Realistic optimism helps children develop a healthy sense of self and purpose.

10. “It Doesn’t Matter What Others Think.”

While it’s important not to be overly concerned with others’ opinions, completely disregarding them is not practical. Teach children the balance between valuing constructive criticism and maintaining self-esteem.

Help them understand the importance of empathy and social awareness. Encourage them to be true to themselves while being considerate of others. Understanding the impact of their actions on others is a crucial social skill.

11. “Money Doesn’t Buy Happiness.”

While true to an extent, this phrase oversimplifies the complex relationship between financial stability and well-being. Generally speaking, it is misguided parental advice. Teach children the value of money, financial responsibility, and the importance of finding joy beyond material wealth.

Discuss the role of money in providing security and meeting basic needs. Encourage a healthy attitude towards earning, saving, and spending. Understanding money’s place in life is a vital life skill.

12. “Stay Inside Your Comfort Zone.”

Encouraging children to always stay within their comfort zone hinders growth and exploration. It’s important to motivate them to try new things and face challenges.

Stepping out of their comfort zone helps build resilience and adaptability. Provide a supportive environment where they feel safe to take risks. Celebrating their courage to try, regardless of the outcome, fosters a spirit of adventure and discovery.

13. “Follow Your Heart.”

While following one’s heart is important, it needs to be balanced with practicality and reasoning. Teach children to consider their emotions and intuition, but also to think critically and make informed decisions.

Encourage a balance between emotional intelligence and rational thinking. Help them understand the importance of considering consequences and long-term effects. Navigating life requires both heart and mind working in tandem.

14. “You’re Special and Better Than Others.”

Telling children they are special can lead to an inflated sense of self. It’s more beneficial to teach them about equality, humility, and empathy.

Encourage them to recognize their strengths without feeling superior to others. Teach the value of teamwork and appreciation of others’ talents and abilities. Fostering a sense of community and mutual respect prepares them for healthy social interactions.

Consider These Pieces of Misguided Parental Advice

Reevaluating these pieces of parental advice is crucial in our ever-evolving society. As we strive to raise well-rounded individuals, it’s important to provide guidance that is not only loving but also empowering and practical. The goal is to prepare our children for the complexities of the world while nurturing their unique selves.

Basic But Incredibly Important Tips for Keeping Your Kids Safe

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As a parent, you may think that you know all the basic things to keep your kids safe, but there may be some things that you’ve thought of and aren’t doing or maybe never considered. The last thing we want to consider is our children being hurt in one way, or another. Below are some tips that will help keep your kids safe as they grow up, and they are pretty easy to manage.

Post Minimal Information On Social Media

It might not seem like a big deal to post information on social media to your friends and family, but you should be mindful about sharing information with your kids, like their schedules, schools, and other information. There are too many people active on social media, with numbers like 2.1 billion active accounts on Facebook and Twitter that can gain access to your information. Too much exposure could have predators seeking them out and looking for opportunities where your children’s safety is concerned.

Ask Questions About Medical Procedures

While it isn’t uncommon for kids to undergo medical procedures, there are many new developments in procedures, and some doctors are stuck in their ways for these treatments. Before your child undergoes a procedure, ask questions about what is happening, what to expect, and what could go wrong. According to Johns Hopkins, medical errors caused 251,454 deaths in 2013, and as the third number of deaths, some of those errors were children.

Secure Your Home

In today’s day and age, protecting your home with a security system is a good way to deter some non-violent burglars seeking an easy target in your area. According to Forbes, every 25.7 seconds, a home burglary happens in the U.S. You don’t have to be a statistic by offering your kids this additional layer of protection. You will be alerted when someone breaks in, and the authorities will be notified immediately using a security system.

Watch Your Kids In Public

This may sound basic, but today, it seems many adults are distracted and not watching their kids as much when they are in public. Children run off or leave their parents’ sight, putting their safety in danger. Also, with human trafficking on the rise in the U.S., kids mustn’t be left alone in areas where they can get hurt or taken easily. There are many people in public places, and it can be easy to grab a child and get lost in the crowd.

Teach Your Kids About Direction

If your kids are in a situation where they are lost or have been separated from you, it is important to teach them about direction and finding their way back to you. They should learn about common areas around the city to know what roads will take them back to their house or their favorite park where they can find help. It is easy for kids to be so engrossed in technology that they don’t know landmarks, so make a point of having your kids pay attention when traveling and know their common routes.

Vaccinate Your Children

With so many illnesses lurking out there and people traveling across the country from different parts of the world, vaccinating your children is one of the best ways to protect them. There are standard vaccines they get growing up to help with older illnesses and prevent them from developing. You can also take them to their doctor annually for annual shots that help fight endemic diseases during winter when children get sick and spread it to each other.

Keep Your Kids Safe

These are just a few of the basic tips that you can do to keep your children safe as you navigate life. You may already be doing some of these things, but you may have friends who aren’t. Feel free to take advantage of all these tips and share them with your other parents’ friends.

Alert for Moms and Dads: The 12 Unspoken Truths Your Daughter Needs to Know

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Parenting is an ever-evolving journey, and as our daughters grow, they face a world vastly different from our own experiences. It’s essential to equip them with wisdom that addresses both timeless challenges and modern complexities. Here are the 12 unspoken truths your daughter needs to know before she steps into adulthood.

1. Self-Respect is Your Non-Negotiable Foundation

Self-respect is the cornerstone of a fulfilling life. Teach your daughter to value herself and her boundaries. This respect forms the basis of how she expects to be treated by others and influences her choices and relationships. Reinforce that her worth is not contingent on others’ opinions or societal standards. Instilling this self-respect early paves the way for confidence and a strong sense of self.

2. Your Voice Matters – Speak Up

In a world where women’s voices are often sidelined, encourage your daughter to express her thoughts and opinions confidently. Emphasize the importance of open communication and assertiveness in personal and professional settings. Remind her that her perspective is valuable and can inspire change. By speaking up, she not only stands up for herself but also becomes a role model for others. This empowerment is crucial in navigating the complexities of adulthood.

3. Embrace Your Body – It’s Perfect as It Is

In a society obsessed with unrealistic beauty standards, teaching body positivity is revolutionary. Assure your daughter that beauty comes in all shapes and sizes, and the portrayal of perfection in media is often an illusion. Encourage her to love and accept her body, emphasizing health over appearance. This truth counters the pervasive culture of body shaming and fosters a positive self-image. However, it’s controversial because it challenges deep-seated norms and expectations.

4. Financial Independence is Empowering

Financial literacy is a vital skill often overlooked in young women’s upbringing. Educate your daughter about budgeting, saving, and investing. Encourage her to pursue a career and financial independence. This knowledge not only prepares her for adult responsibilities but also ensures she is never financially dependent on anyone. In a world where financial freedom equates to empowerment, this lesson is indispensable.

5. Relationships Should Enhance, Not Define You

Teach your daughter that while relationships are important, they should not define her identity. She should know the difference between healthy and toxic relationships and understand the value of independence within partnerships. Encourage her to pursue her dreams and aspirations, irrespective of her relationship status. This understanding fosters self-reliance and prevents her from losing herself in the pursuit of companionship.

6. Failure is a Steppingstone to Success

In a success-driven society, it’s crucial to teach the value of resilience. Let your daughter know that failure is not the end, but a part of the learning process. Encourage her to embrace challenges and view setbacks as opportunities for growth. This mindset builds perseverance and prepares her to face life’s uncertainties with confidence and courage.

7. Mental Health is As Important As Physical Health

With rising awareness, mental health is finally getting the attention it deserves. Educate your daughter about the importance of mental well-being. Encourage open conversations about feelings and stress. Teach her coping mechanisms and the importance of seeking help when needed. Prioritizing mental health is key to a balanced and healthy life.

8. Your Online Presence Has Real-World Consequences

In the digital age, it’s essential to discuss the impact of social media and online behavior. Teach your daughter about digital footprints, privacy, and the implications of online actions. Encourage responsible and respectful digital engagement. This awareness protects her from potential online risks and helps her build a positive online reputation.

9. Consent and Boundaries are Paramount

Consent should be an early and ongoing conversation. Teach your daughter the importance of giving and receiving clear consent in all interactions. Discuss the significance of respecting personal boundaries and the right to say no. This knowledge is crucial for her safety and wellbeing and fosters respect in her interactions with others.

10. Diversity and Inclusion are Non-Negotiable

Exposing your daughter to diverse cultures and perspectives broadens her understanding of the world. Teach her the value of inclusivity and empathy. Encourage her to challenge prejudices and stereotypes. This mindset fosters a sense of global citizenship and respect for all individuals, regardless of their background.

11. Your Passion Can Become Your Purpose

Encourage your daughter to explore her interests and passions. Remind her that these can be turned into fulfilling careers or life paths. Support her in pursuing what she loves, as this leads to a more satisfying and purpose-driven life. This empowerment allows her to carve her unique path in the world.

12. You Are Not Alone – Seek Guidance

Lastly, assure your daughter that seeking guidance is a sign of strength, not weakness. Encourage her to turn to trusted adults, mentors, or professionals when facing life’s challenges. Remind her that everyone needs support sometimes, and she doesn’t have to navigate adulthood alone.

Imparting These Truths Your Daughter Needs to Know

Imparting these truths to our daughters arms them with the knowledge and strength to face adulthood with confidence. As parents, our role is to guide, support, and empower them to become the best versions of themselves.

From Dream to Nightmare: 10 Reasons Parents Regret Having Children

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Regret Having Children

Becoming a parent is often idealized as a journey filled with love and joy. However, for some, this journey can unexpectedly turn from a dream into a nightmare. While it’s a sensitive topic, it’s important to acknowledge and understand these struggles. Here are ten reasons why some parents might regret having children.

1. Loss of Personal Freedom

loss of personal freedom

The arrival of a child dramatically alters a parent’s lifestyle. Suddenly, spontaneous outings and personal hobbies become a thing of the past, replaced by a strict schedule revolving around the child’s needs. This loss of freedom can be jarring, leading some to mourn their pre-parental lives. Moreover, the constant need for childcare can make parents feel trapped in their own home. The realization that this is a long-term commitment can sometimes be overwhelming.

2. Financial Strain

Financial Strain

Raising a child is incredibly expensive. From diapers to education, the costs can quickly accumulate, causing significant financial stress. This strain is felt even more in countries without substantial parental support systems. Many parents find themselves working longer hours or multiple jobs just to make ends meet, leading to exhaustion and frustration. The financial burden can also limit other life experiences, such as travel or purchasing a home.

3. Relationship Challenges

relationship challenges

Children can put a strain on even the strongest relationships. The lack of time for each other, coupled with sleep deprivation and financial worries, can lead to increased arguments and disconnect. Many couples struggle to maintain their romantic connection amid the chaos of parenting. The shift from being partners to co-parents can be difficult to navigate. In some cases, the relationship deteriorates to the point where it negatively impacts the entire family dynamic.

4. Career Sacrifices

family sacrifices

Parenting often requires career compromises, especially for mothers. Many face a setback in their career progression due to maternity leave or the need to work part-time. This can lead to feelings of regret, as their professional aspirations take a back seat. The workplace can be unsympathetic to the demands of parenthood, causing additional stress. For those who are career-driven, the sacrifice can be a significant source of resentment.

5. Constant Worry and Anxiety

Worry and Anxiety

Parenthood introduces a new level of worry and anxiety. Concerns about the child’s health, education, and overall well-being can be consuming. This constant state of worry can lead to mental health issues like anxiety and depression. The responsibility of shaping a child’s future is immense and can be overwhelming. Some parents regret the perpetual state of concern that comes with having children.

6. Impact on Social Life

Impact on Social Life

Having children often means a drastic change in one’s social life. Nights out with friends become rare, and social interactions often revolve around children and their activities. This can lead to feelings of isolation and loneliness. Parents might find themselves drifting away from childless friends who can’t relate to their new lifestyle. Rebuilding a social life that accommodates parenting can be a challenging and sometimes disheartening task.

7. Sleep Deprivation

sleep deprivation

The impact of chronic sleep deprivation cannot be overstated. It affects physical health, mental well-being, and the ability to function effectively. For many parents, particularly in the early years, sleepless nights are a common occurrence. This exhaustion can lead to irritability, poor decision-making, and even resentment towards the child. The dream of a peaceful family life is often shattered by the reality of constant fatigue.

8. Loss of Identity

Loss of Identity

Many parents, especially mothers, report feeling a loss of identity after having children. Their lives become so intertwined with their role as a parent that they feel they’ve lost a sense of who they are. This can lead to a deep sense of regret and sadness. Rediscovering personal interests and passions becomes a difficult task amidst the demands of parenting. The struggle to maintain a sense of self can be a significant source of discontent.

9. Unrealistic Expectations

Unrealistic Expectations

Society often paints an idealized picture of parenthood, setting unrealistic expectations. When reality falls short of these fantasies, it can lead to disappointment and regret. The daily grind of parenting is often far from the glorified images portrayed in media. Parents may feel cheated out of the experience they were promised, leading to feelings of disillusionment.

10. Difficulty in Raising Children

Difficulty in Raising Children

Raising children is not just about nurturing; it’s about dealing with a range of challenging behaviors and developmental stages. Some parents are unprepared for the difficulties that come with this, such as handling tantrums, rebellious phases, or learning disabilities. The constant challenges can be draining, both emotionally and physically. The difficulty in managing these aspects of parenting can sometimes lead to regret.

Acknowledge

acknowledge the challenges

While parenting can be a fulfilling experience, it’s important to acknowledge the challenges and struggles that come with it. Understanding these reasons can foster a more realistic view of parenthood and provide better support for those who need it.

How to Help Your Teen Save Up to Buy Their First Car

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When your teenager is taking a driver’s training course or is ready to officially get their license, it can be challenging to save money immediately for a new or used car. If you want to help your teen save for their new vehicle or if you’ve already made a deal with your teen about helping them afford their first car or truck, there are a few ways you can do so in the home. The more involved you become with teaching your teen how to save, the easier it’ll be for you to guarantee their ability to handle major financial decisions and purchases once they reach adulthood and begin living on their own independently.

Encourage Your Teen to Get a Job

One of the first steps you’ll want to take as a parent who’s helping your teen save for a car is to encourage them to get a job of their own. Once your teen begins working and earning a living, they’ll quickly discover the value of a dollar and why it’s important to remain practical when it comes to saving and spending their own money. The more experienced your teen is with working, the less likely they are to complain once it’s time to invest their own money into a vehicle they can use.

Help Your Child With a Savings Account

Open a savings account with your child or teen to help teach them the importance of saving money regularly. Encourage your teen to set aside a percentage or set amount of each paycheck they earn into their savings account. Offer positive encouragement and reinforcement to instill healthy savings habits into the home.

Take Your Teen’s Driver’s Training Seriously

In 2019 in Edinburg, Texas, there were a whopping 2,581 crashes alone. When your teen begins driving, it’s imperative to take the training they receive seriously. In addition to enrolling your teen in a trusted training course, it’s also recommended to train your teen on your own time for an even greater safety advantage.

Train Your Teen on the Right Roads

In the United States, it is also estimated that approximately 5% of all roads are paved with rigid pavements in place. When your teen is learning how to drive, training them on various types of roads and highways can help. The more familiar they are with different types of roads and terrain, the less likely they are to find themselves overwhelmed once they’re in a crunch or a high-risk situation on the road alone.

Teach Your Teen the Importance of a Savings Account

One of the best ways to help your teen save for a new car is to teach them about maintaining their savings accounts, regardless of their age and how much they have in the bank at the time. Inform your teen that in addition to buying a vehicle, they’ll also need to pay for inspections and routine maintenance from time to time, especially if their vehicle breaks down or is no longer working properly. A step-by-step diagnostic process is typically deployed when visiting 79% of auto technicians anytime you’ve experienced an accident or damage to your vehicle while on the road.

Anytime you want to help your teenager or another member of your family save for their first car, you’ll need to take in surrounding circumstances, their age, and their level of experience in the real world into consideration. Guiding your teen along the process of purchasing a new vehicle, having it inspected, insuring it, and even maintaining it can go a long way in determining their potential for success well into the future. The more engaged you are in the process of helping your teen save for their first car, the easier it’ll be for you to ensure a positive outcome, regardless of the type of car or truck your teen is interested in at the time.

17 Telltale Signs Your Childhood is Still Calling the Shots in Your Adult Life

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Childhood experiences play a crucial role in shaping our adult lives. Sometimes, the habits, fears, and dreams of our younger years continue to influence us in ways we may not fully realize. This phenomenon can manifest in various aspects of adulthood, from decision-making and relationships to personal habits and career choices.

In this article, we’ll explore 17 telltale signs that your childhood might still be steering the course of your adult life. Recognizing these signs is the first step towards understanding and potentially reshaping the impact of your formative years.

1. Difficulty with Emotional Regulation

Struggling with emotional regulation in adulthood can often be traced back to childhood experiences. If you find yourself frequently overwhelmed by emotions or, conversely, feel detached and unable to express feelings, it may be a sign of unresolved childhood issues.

This can lead to impulsive reactions, mood swings, or a tendency to bottle up emotions. It’s essential to recognize that emotional patterns established in childhood often require conscious effort to change. Seeking professional help can be a constructive step in learning healthier emotional regulation strategies.

2. Fear of Abandonment

A deep-seated fear of abandonment that persists into adulthood can often originate from childhood experiences of loss or instability.

This fear might manifest in clinging to relationships, even unhealthy ones, or experiencing anxiety when loved ones are not physically present. It can also lead to over-pleasing behavior, where you constantly strive to make others happy at your expense.

Understanding and addressing these fears can be vital in forming secure and healthy adult relationships. Therapy or counseling can provide valuable tools for working through these deep-rooted fears.

3. Perfectionism

Perfectionism in adulthood can be a carryover from childhood pressures to excel. This might stem from parental expectations, academic demands, or early competition.

As an adult, this can translate into an unrelenting drive for perfection in work or personal projects, often at the cost of your mental health. Perfectionism can lead to burnout, anxiety, and a persistent sense of inadequacy.

Recognizing and challenging perfectionist tendencies can help in developing a more balanced and forgiving approach to yourself and your endeavors.

4. Difficulty Trusting Others

If you find it hard to trust people in your adult life, it could be due to trust issues developed during childhood. This might stem from experiences of betrayal, inconsistency in caregiving, or witnessing untrustworthy behavior in adults.

As a result, you may build walls around yourself, fearing vulnerability. Working through trust issues often involves exploring past experiences, understanding their impact, and gradually learning to open up in safe and healthy ways.

5. Overdependence on External Validation

Seeking constant approval and validation from others can be a sign that your self-worth was heavily influenced by external validation in childhood. This might manifest in an excessive need for compliments, a fear of criticism, or basing your self-esteem on others’ opinions.

Learning to cultivate self-validation and internal measures of worth can be transformative in breaking this cycle. Mindfulness practices and self-compassion exercises can be effective in developing a stronger sense of self-worth.

6. Avoidance of Conflict

An aversion to conflict in adult life can often be traced back to a childhood where conflict was either non-existent (due to over-shielding) or excessively traumatic.

This can lead to a tendency to avoid confrontations, suppress your needs, or give in to others easily. Understanding that healthy conflict is a part of life and learning assertiveness skills can be crucial in overcoming this tendency.

7. Difficulty Making Decisions

If you find decision-making particularly stressful, it could be due to childhood experiences where your decisions were either disregarded or overly criticized.

This can lead to indecisiveness, a fear of making the wrong choice, or an over-reliance on others to make decisions for you. Building decision-making confidence often involves small steps in trusting your judgment and accepting that mistakes are a natural part of learning.

8. Imposter Syndrome

Imposter syndrome, where you doubt your abilities and feel like a fraud, can often be linked to childhood dynamics where your achievements were downplayed or overshadowed. This can lead to a constant fear of being ‘exposed’ and can hinder your career progress.

Addressing imposter syndrome involves recognizing your achievements and understanding that self-doubt does not equate to incompetence.

9. Need for Control

A strong need to control situations or people might stem from a childhood where there was little predictability or security. This can manifest in micromanaging tendencies, difficulty delegating tasks, or anxiety when things are uncertain. Learning to embrace uncertainty and trust the process can be liberating and reduce stress associated with the need for control.

10. Fear of Failure

A paralyzing fear of failure in adulthood often has roots in a childhood where failure was not seen as a natural part of learning. This fear can hold you back from taking risks or trying new things. It’s important to reframe failure as a stepping stone to success and an essential part of personal growth.

11. Emotional Dependence

Emotional dependence on others for happiness or decision-making can be a continuation of childhood patterns where you were not encouraged to be independent.

This might lead to relationships where you overly rely on your partner for emotional support or find it hard to be alone. Working towards emotional independence involves recognizing your own strength and developing self-reliance.

12. Overreacting to Criticism

If criticism, even when constructive, feels deeply personal and upsetting, it could be due to childhood experiences where criticism was harsh or punitive. This sensitivity can hinder personal and professional growth. Learning to separate constructive feedback from your self-worth is key in dealing with criticism healthily.

13. Seeking Chaos

Sometimes, a subconscious attraction to chaotic or unstable situations can be traced back to a tumultuous childhood. This might manifest in choosing turbulent relationships or careers. Recognizing this pattern can be the first step in seeking stability and peace in your adult life.

14. Submissive Behavior

If you find yourself consistently yielding to others’ opinions or desires, it might be due to a childhood where your voice was suppressed. This can lead to a pattern of submissive behavior in adulthood. Learning to assert yourself and value your opinions is crucial for personal empowerment.

15. Compulsive People-Pleasing

A compulsive need to please others, often at your expense, can stem from a childhood where your worth was measured by how much you pleased others. Breaking this cycle involves setting boundaries and learning to say no without feeling guilty.

16. Escapist Fantasies

Frequent daydreaming or escaping into fantasies can be a continuation of a childhood coping mechanism used to deal with unpleasant realities. While it’s a natural form of self-soothing, excessive escapism can disconnect you from the present. Balancing fantasy with mindful living can improve your engagement with the real world.

17. Fear of Intimacy

A fear of intimacy, both emotional and physical, can be a sign of childhood experiences where close bonds were fraught with pain or betrayal. Overcoming this fear involves understanding its roots and gradually building trust in relationships.

Recognizing These Signs

Recognizing these signs can be a powerful tool in understanding the influence of your childhood on your adult life. Addressing these issues, possibly with the help of a professional, can lead to a more self-aware, balanced, and fulfilling adulthood. Remember, it’s never too late to rewrite the script of your life and break free from the patterns of the past.

The Secret World of Kids: 12 Things They Do When You’re Not Looking!

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In the ever-evolving landscape of childhood, where technology meets creativity, kids are engaging in activities that might surprise even the most plugged-in parent. This insightful exploration reveals the secret world of kids, showcasing 12 common yet often overlooked behaviors and interests that flourish when adults aren’t around.

1. Digital Natives in Action

Children today are digital natives, seamlessly navigating the online world with a proficiency that often surpasses their parents. They explore the latest social media trends, engage in multiplayer online games, and even create content for platforms like TikTok and YouTube.

Their digital footprint is vast, often encompassing online communities and virtual friendships that parents might not be aware of. Privacy settings and internet safety are their familiar territory, but they also expose them to a world far beyond their years. This digital exploration is a blend of creativity, learning, and, sometimes, a touch of rebellion.

2. The Secret Snack Society

The kitchen becomes a clandestine meeting place where the art of snack smuggling takes center stage. Children, with ninja-like stealth, often find ingenious hiding spots for their favorite treats.

They understand the household schedules perfectly, timing their snack raids when parents are busy or away. This covert operation is not just about the thrill of snacking; it’s a playful exercise in autonomy and decision-making. However, it also raises questions about healthy eating habits and the importance of open communication about food choices.

3. Imaginative Playgrounds

When left to their own devices, kids’ imaginations run wild. They create elaborate fantasy worlds, often involving role-playing games where they are superheroes, explorers, or even mythical creatures.

These imaginative plays are not just a form of entertainment; they are crucial for cognitive and social development. They learn to navigate complex social scenarios, solve problems, and develop empathy. This unstructured play is a critical aspect of childhood, often overlooked in our structured, adult-driven world.

4. DIY Creators and Innovators

The DIY culture has significantly influenced children’s activities. From crafting slime to building makeshift forts, kids love creating things with their hands. These activities are not just fun; they are educational, fostering creativity, innovation, and problem-solving skills.

The rise of maker spaces and STEM (Science, Technology, Engineering, and Mathematics) activities has further encouraged this trend. Kids are becoming mini engineers and artists, often using household items in ways parents never imagined.

5. The Learning Hackers

Beyond the confines of traditional education, children are finding new ways to learn. They watch educational videos on YouTube, engage in language learning apps, and even participate in online coding challenges.

This self-directed learning showcases their curiosity and adaptability. They are not just passive consumers of information; they are active seekers of knowledge, often exploring subjects that they are genuinely passionate about.

6. Fitness Fanatics

Children today are surprisingly aware of fitness trends. They mimic workouts seen on Instagram, participate in dance challenges on TikTok, and even practice yoga or mindfulness exercises they find online.

This engagement with fitness is not just about physical health; it’s also about mental well-being and self-expression. Parents might be surprised to know how seriously their kids take their fitness routines, often making it a fun and integral part of their daily lives.

7. Eco-Warriors

Environmental awareness has significantly impacted children’s activities and perspectives. They are more informed and concerned about issues like climate change, pollution, and conservation.

Kids participate in recycling efforts, create upcycled crafts, and even initiate conversations about sustainable living. This environmental consciousness is not just a phase; it’s a reflection of a generation that is growing up in a world facing ecological challenges.

8. The Budding Entrepreneurs

The spirit of entrepreneurship is alive and well in the younger generation. Kids are starting small businesses, from lemonade stands to online ventures, using platforms like Etsy to sell homemade crafts.

They are learning about marketing, finance, and customer service, skills that are invaluable in today’s economy. This entrepreneurial spirit is driven by a desire for independence and a keen understanding of the digital marketplace.

9. Secret Keepers of Family Dynamics

Children are often more aware of family dynamics than parents realize. They observe and understand the nuances of relationships, sometimes keeping secrets to maintain harmony or protect someone’s feelings.

This emotional intelligence is a critical skill, but it also places a certain level of responsibility on young shoulders. Parents need to foster open communication, ensuring that children feel comfortable sharing their observations and concerns.

10. The Little Linguists

In a multicultural world, children are often exposed to multiple languages. Whether through friends, media, or formal learning, they are picking up new languages at an impressive rate.

This linguistic ability is not just about communication; it’s about cultural understanding and cognitive development. Parents might be surprised to find their children conversing in a foreign language, picked up from a TV show or a friend at school.

11. Volunteers and Community Helpers

Children are actively participating in community service and volunteer work. They are involved in initiatives like food drives, community clean-ups, and charity events.

This involvement is a testament to their compassion and desire to make a positive impact on the world. It’s a side of their lives that often goes unnoticed but reflects a deep sense of social responsibility.

12. The Mini Mindfulness Practitioners

Mindfulness and meditation are not just for adults. Children are increasingly engaging in these practices, often learning them at school or through apps.

They use these techniques to manage stress, enhance focus, and promote emotional well-being. This early adoption of mindfulness practices is a positive trend, indicating a generation that values mental health and self-care.

The Secret World of Kids

The secret world of kids is a dynamic mix of creativity, learning, and exploration. As parents, understanding and supporting these activities can help foster a more open, understanding, and enriching family environment. It’s a world where curiosity reigns supreme, and every day is an adventure waiting to be discovered.

Alert for Parents: 12 Unexpected Things Your Teen is Doing Behind Closed Doors!

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Navigating the teenage years can be a perplexing journey for parents. As teens seek independence, their lives become more private, often leaving parents in the dark. We will shed light on 12 unexpected activities that teens are engaging in behind closed doors, offering parents a glimpse into the hidden world of adolescence.

1. Embracing Digital Creation and E-Sports

Many teens are passionately involved in digital creation, including video editing, graphic design, and even app development. They’re not just playing video games; they’re becoming proficient in e-sports, a rapidly growing industry. These activities are more than hobbies; they’re avenues for creativity and potential career paths.

E-sports, in particular, can teach valuable skills like teamwork, strategic thinking, and problem-solving. Understanding and supporting these interests can foster a positive connection between parents and teens.

2. Exploring Niche Subcultures Online

The internet has opened doors to a plethora of subcultures and communities. Teens might be deeply involved in fandoms, from anime to K-pop, forming global connections with like-minded individuals. These interests can significantly influence their identities and social interactions.

While it’s important to monitor online activity, these communities can also offer support, acceptance, and a sense of belonging. Parents should aim to understand these interests and engage in open dialogues about them.

3. Self-Education and Online Learning

Away from the traditional classroom, teens are turning to online platforms for self-education. They’re exploring subjects beyond their school curriculum, from coding languages to advanced mathematics, often using resources like Khan Academy or Coursera.

This self-directed learning showcases their curiosity and initiative. It also reflects a shift in how the digital generation perceives education: as an ongoing, self-driven process. Encouraging this thirst for knowledge can have long-term benefits for their educational journey.

4. Experimenting with Digital Entrepreneurship

The entrepreneurial spirit is strong in many teens, and they’re using digital platforms to experiment with business ideas. From starting a YouTube channel to selling artwork on Etsy, these ventures teach valuable skills like marketing, financial management, and customer service.

This trend reflects a shift towards gig economy and digital entrepreneurship among the younger generation. While these endeavors should be monitored for safety and balance with other responsibilities, they can be a powerful learning experience.

5. Dabbling in Content Creation and Influencing

The allure of becoming a social media influencer is strong among teens. Many are actively working on building their brand, be it through fashion blogging, travel vlogging, or lifestyle content creation.

This pursuit isn’t just about fame; it’s about harnessing creativity, developing digital skills, and understanding online marketing. However, parents must discuss the implications of online presence and privacy with their teens.

6. Exploring Health and Fitness Trends

Health and fitness have become significant interests for many teens, thanks to the influence of social media. They’re following workout routines, experimenting with diets, and exploring wellness trends they find on platforms like Instagram and TikTok.

While this can foster a healthy lifestyle, parents need to ensure that these pursuits are balanced and don’t lead to negative body image or health issues.

7. Delving into DIY and Crafting Projects

The DIY movement has a strong appeal among the younger generation. Teens are engaging in various crafting projects, from upcycling clothes to building electronics.

These activities not only spark creativity but also promote problem-solving skills and patience. They offer a hands-on break from the digital world and can be a source of pride and accomplishment.

8. Secret Struggles with Mental Health

Many teens grapple with mental health issues behind closed doors. From anxiety to depression, these struggles are often hidden from parents.

The pressure from social media, academics, and social life can be overwhelming. Recognizing the signs and encouraging open communication about mental health is crucial for parents.

9. Navigating Romantic Relationships and Sexuality

Adolescence is a time of exploring romantic relationships and sexuality, often privately. Teens are figuring out their identity and preferences, which can be a complex and emotional journey. Parents should aim to provide a safe, open environment for discussions about relationships and sexual health.

10. Experimenting with Identity and Self-Expression

Teens often use their private space to experiment with their identity. This could involve changing their appearance, exploring different fashion styles, or expressing themselves through art and music. These experiments are a crucial part of their journey to self-discovery and should be approached with an open mind by parents.

11. Participating in Online Activism

Many teens are actively involved in online activism, championing causes from climate change to social justice. They’re using social media to spread awareness, participate in campaigns, and connect with activist groups. This engagement reflects a socially conscious and connected generation.

12. Seeking Independence and Autonomy

The ultimate goal for many teens behind closed doors is to seek independence and autonomy. They’re making decisions about their lives, often without parental input. This quest for independence is a natural part of growing up and should be supported with guidance and understanding.

The World of Teens 

The world of teens is complex and multi-faceted. As parents, understanding and empathizing with these hidden aspects of their lives and knowing what things your teen is doing behind closed doors can lead to stronger, more open relationships. It’s about finding the balance between guidance and allowing independence, ensuring our teens grow into well-rounded, responsible adults.