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7 Strange Clues That Someone Might Be Watching Your Children

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Suspicious adult man spying on kids at playground, space for text. Child in danger

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It’s every parent’s worst nightmare: the feeling that something—or someone—isn’t quite right. We live in a world where we teach kids about stranger danger and internet safety, but what if the threat feels invisible? Sometimes the signs are subtle, even strange, but your gut tells you to pay attention. If you’ve ever had a weird feeling about someone hanging around or watching your child, trust it.

Here are seven unusual but serious clues that someone might be watching your kids—and why they should never be ignored.

1. They Show Up Too Often—Without a Reason

It’s one thing to bump into someone once or twice. But if the same person is constantly near your child’s school, playground, or sports practice—without any clear connection—that’s a red flag. Do they have no children with them? Are they just “around” but never actively involved? People who linger repeatedly in kid-heavy areas without reason deserve a second look. Consistent presence without purpose could indicate surveillance or intent.

2. They Know Your Child’s Name Without You Telling Them

If a stranger or acquaintance refers to your child by name—and you never introduced them—ask questions immediately. Children are often more open than adults, and someone may have learned their name from online posts, overheard conversations, or direct interaction without your consent. This knowledge can be used to create false familiarity with your child. It may seem innocent, but it’s often how grooming starts.

3. They Engage with Your Child—Not You

Watch how adults interact. A safe, respectful adult will typically address a parent first, especially around young children. If someone skips you and talks directly to your child, trying to build rapport or gain trust, take it seriously. Predators often bypass parental authority to create emotional connections with kids. That “friendly” behavior might actually be manipulation.

4. You Notice Someone Taking Photos or Videos

Young photographer taking picture with professional camera on green grass. Space for text

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In public spaces, photos happen—but if someone is pointing their camera toward your child without permission, that’s a serious violation. Some people may disguise it as snapping general shots, but you can usually tell when it’s deliberate. Always confront the situation calmly but firmly. It’s your right to protect your child’s image and privacy.

5. Your Child Mentions a “New Friend” You’ve Never Heard Of

Children sometimes open up casually. If your child mentions someone you’ve never met—whether it’s an adult online or in real life—ask more. Kids may not realize when attention feels suspicious or inappropriate. They could say something like, “He always watches me skate,” or “She told me not to tell you.” That’s your cue to lean in. Listen carefully and avoid overreacting so they keep communicating.

6. Your Child Is Suddenly Nervous About Certain Places

Pay attention to behavioral changes. If your child used to love the park but now avoids it, or gets quiet near a certain building, ask why. Young kids may struggle to explain their feelings, but fear always has a root. It might not mean someone is watching—but it definitely means something needs exploring. Avoid dismissing their discomfort; it could be a protective instinct.

7. They Ask Specific Questions About Your Child’s Routine

It may sound casual—“What time does your daughter get out of school?” or “Is your son always at the library on Fridays?”—but these questions cross a line. If someone is asking about your child’s schedule without a valid reason, don’t answer. These details can be used to track, follow, or find moments when your child is alone. Respond with, “Why do you ask?” and trust your gut from there.

It’s Not Paranoia—It’s Protection

You don’t have to live in fear to be alert. Being proactive doesn’t make you overprotective—it makes you aware. If something feels off, take it seriously. Talk to your child often, check in with other parents, and report suspicious behavior when necessary. It’s better to feel silly for being cautious than devastated for missing the signs.

Have you ever had a strange encounter that made your “parent radar” go off? Share your story in the comments. Your awareness might help another family stay safe.

Read More: 

9 Reasons Your Children Don’t Respect You and How to Fix It

Is It Appropriate to Bribe Children for Good Behavior?

12 Reasons Why Your Kids are Behind Academically

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In today’s fast-paced world, academic success is more crucial than ever. However, many parents find themselves wondering why their children aren’t performing as well as they should in school. Here are 12 potential reasons why your kids might be falling behind academically.

1. Lack of Personalized Learning

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One reason for academic struggles could be the lack of personalized learning opportunities. Every child learns differently, yet many educational systems still employ one-size-fits-all approaches. Without personalized instruction tailored to their individual needs and learning styles, some children may struggle to grasp essential concepts.

2. Limited Access to Resources

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Access to resources plays a significant role in academic performance. Children from disadvantaged backgrounds may not have access to the same educational materials, technology, or extracurricular activities as their peers. This lack of resources can hinder their academic progress and put them at a disadvantage from an early age.

3. Overemphasis on Standardized Testing

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In recent years, there has been a growing emphasis on standardized testing in education systems worldwide. While these assessments aim to measure student proficiency, they often lead to a narrow focus on test preparation rather than fostering critical thinking and creativity. This overemphasis on standardized testing may leave students ill-prepared for real-world challenges.

4. Insufficient Support at Home

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Parental involvement is crucial for academic success, but not all children receive the support they need at home. Factors such as busy work schedules, lack of education, or language barriers can hinder parents’ ability to assist their children with homework or engage in their learning journey effectively.

5. Digital Distractions

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In today’s digital age, children are constantly bombarded with distractions from smartphones, tablets, and social media. Excessive screen time can impede their ability to focus on academic tasks and absorb information effectively. Moreover, the instant gratification provided by digital devices may reduce their motivation to engage in deep, meaningful learning experiences.

6. Learning Disabilities or Special Needs

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Undiagnosed learning disabilities or special needs can significantly impact a child’s academic performance. Conditions such as dyslexia, ADHD, or autism may affect their ability to process information, stay organized, or communicate effectively in a traditional classroom setting. Early identification and intervention are essential to provide these students with the support they need to succeed academically.

7. Ineffective Teaching Methods

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The effectiveness of teaching methods can vary widely depending on the educator’s approach and expertise. Some teachers may rely on outdated or ineffective teaching strategies that fail to engage students or cater to diverse learning styles. Professional development and ongoing training are essential for educators to stay abreast of best practices and adapt their teaching methods to meet the needs of all students.

8. Bullying or Social Pressures

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Bullying and social pressures can have a profound impact on a child’s academic performance and overall well-being. Victims of bullying may experience anxiety, depression, or low self-esteem, making it difficult for them to concentrate in school or participate actively in class. Creating a supportive and inclusive school environment is critical for promoting academic success and emotional resilience among students.

9. Mental Health Challenges

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Mental health issues such as anxiety, depression, or trauma can hinder a child’s ability to focus, learn, and succeed academically. These challenges may stem from various sources, including family issues, academic stress, or societal pressures. Addressing mental health concerns requires a collaborative effort involving parents, educators, and mental health professionals to provide children with the support and resources they need to thrive.

10. Lack of Motivation or Interest

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Some children may struggle academically due to a lack of motivation or interest in their studies. Without a genuine passion for learning, they may disengage from classroom activities and fail to see the relevance of academic subjects to their lives. Fostering a love of learning and helping children discover their interests can reignite their enthusiasm for education and improve their academic performance.

11. Home Environment and Socioeconomic Factors

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The home environment plays a significant role in shaping a child’s academic success. Factors such as parental involvement, socioeconomic status, and family stability can influence their access to educational resources, emotional support, and opportunities for enrichment. Addressing disparities in the home environment requires a holistic approach that considers the broader social and economic factors impacting children’s lives.

12. Lack of Early Intervention

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Early intervention is crucial for addressing academic challenges and preventing long-term academic setbacks. Identifying learning difficulties, developmental delays, or behavioral issues at an early age allows educators and parents to intervene promptly and provide targeted support. Without early intervention, children may continue to struggle academically, leading to frustration, disengagement, and a widening achievement gap.

Play Catch-Up

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There are various factors that can contribute to a child falling behind academically. From inadequate support at home to societal pressures and learning challenges, addressing these issues requires a concerted effort from parents, educators, policymakers, and the community at large. By identifying and addressing the root causes of academic struggles, we can create a more equitable and supportive learning environment that enables all children to reach their full potential. Take action today to ensure that every child has the opportunity to succeed academically and thrive in school.

12 Things Your Kids Desperately Need and How to Give It To Them

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In today’s rapidly changing world, it’s essential to address the fundamental needs of our children. Ensuring they grow up happy, healthy, and well-adjusted can be challenging, but understanding their core needs and how to meet them is crucial. Here are 12 things your kids desperately need and how to provide them.

1. Unconditional Love and Acceptance

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Every child needs to feel loved and accepted for who they are. This forms the foundation of their self-esteem and emotional well-being. Show your children that your love is not contingent on their achievements or behavior. Spend quality time with them, listen to their concerns, and validate their feelings. Physical affection, such as hugs and kisses, also reinforces your unconditional love.

2. A Safe and Stable Environment

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Children thrive in environments where they feel safe and secure. Create a home where stability and routine are the norms. Consistent daily schedules and established family traditions help children understand what to expect, reducing anxiety. Ensure your home is a safe space, free from unnecessary dangers and filled with nurturing, supportive relationships.

3. Healthy Boundaries and Discipline

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Setting clear, consistent boundaries is crucial for a child’s development. It helps them understand acceptable behavior and develop self-control. Use positive discipline techniques that focus on teaching rather than punishment. Explain the reasons behind rules and consequences, and be consistent in enforcing them. This approach fosters respect and helps children learn to navigate the world responsibly.

4. Encouragement and Support

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Children need encouragement to develop confidence and pursue their interests. Celebrate their achievements, no matter how small, and provide positive reinforcement. Offer support in areas they find challenging, helping them to persevere and build resilience. Show interest in their activities and passions, and provide opportunities for them to explore and grow.

5. Opportunities for Play and Creativity

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Play is vital for a child’s cognitive, social, and emotional development. Ensure your children have ample opportunities for both structured and unstructured play. Provide them with a variety of toys, art supplies, and open-ended materials that stimulate their imagination. Encourage outdoor play and physical activities to promote their overall well-being.

6. Education and Learning

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A quality education is essential for a child’s future success. Support their learning by fostering a positive attitude towards education and being involved in their schooling. Create a conducive learning environment at home with appropriate resources and a designated study space. Encourage curiosity and a love for learning by exploring topics of interest together.

7. Good Nutrition and Health

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Proper nutrition is critical for a child’s physical and mental development. Provide a balanced diet rich in fruits, vegetables, whole grains, and lean proteins. Limit sugary snacks and beverages, and encourage regular physical activity. Regular health check-ups and vaccinations are also important to ensure they stay healthy and develop properly.

8. Emotional Support and Understanding

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Children need emotional support to navigate their feelings and experiences. Be an empathetic listener, offering a safe space for them to express their emotions without judgment. Teach them healthy ways to manage stress and cope with challenges. Model emotional intelligence by handling your own emotions constructively.

9. Social Skills and Friendships

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Developing social skills is crucial for a child’s interpersonal relationships. Encourage positive interactions with peers and model respectful behavior. Provide opportunities for them to build friendships through playdates, group activities, and team sports. Teach them empathy, cooperation, and conflict resolution skills to help them navigate social dynamics effectively.

10. Cultural Awareness and Diversity

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Exposure to diverse cultures and perspectives enriches a child’s understanding of the world. Introduce them to different traditions, languages, and customs through books, movies, and community events. Encourage an open-minded attitude and teach them to appreciate and respect differences. This fosters inclusivity and broadens their worldview.

11. Time Management and Responsibility

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Learning to manage time and take responsibility is essential for a child’s independence. Teach them to set goals, prioritize tasks, and follow through on commitments. Provide age-appropriate chores and responsibilities that contribute to the household. This not only builds their sense of accountability but also helps them develop essential life skills.

12. Positive Role Models

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Children look up to adults and learn by observing their behavior. Be a positive role model by demonstrating integrity, kindness, and perseverance. Surround them with other positive influences, such as mentors, teachers, and family friends. Encourage them to read about or watch stories of inspiring individuals who have made a positive impact on the world.

Nurturing a Bright Future

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Meeting the fundamental needs of your children is key to their overall development and happiness. By providing unconditional love, a safe environment, and opportunities for growth, you lay the groundwork for them to thrive. Remember, your efforts today will shape their tomorrow. Engage with these practices consistently, and watch your children flourish into confident, capable, and compassionate individuals.

The Top 10 Cool Toys in the 50’s

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The Top 10 Cool Toys in the 50's

The 1950s marked a golden era for toys, introducing iconic items that remain cherished even today. This decade witnessed the emergence of inventive playthings that captured the imagination of children across the globe. From the early stages of the space race to the dawn of television culture, the 50s produced toys that reflected societal changes and technological advancements. Here are the top 10 cool toys from the 1950s that left an indelible mark on childhood memories.

1. Hula Hoop

The Hula Hoop became an instant sensation after its release in 1958. Manufactured by Wham-O, this simple plastic hoop encouraged kids to showcase their skills and agility. It quickly became a cultural phenomenon, with children across the United States competing to see who could keep the hoop spinning the longest. The Hula Hoop’s popularity underscored the era’s fascination with physical activity and outdoor play.

2. Mr. Potato Head

Introduced in 1952 by Hasbro, Mr. Potato Head was the first toy to be advertised on television. This innovative toy allowed children to create comical faces by attaching plastic parts to a potato. The original set included only facial features and accessories, with the potato provided by the child. Mr. Potato Head’s customizable nature and interactive play fostered creativity and became a beloved toy for generations.

3. Barbie Doll

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Barbie made her debut in 1959, revolutionizing the doll market. Created by Ruth Handler and manufactured by Mattel, Barbie represented a more adult-like figure compared to the baby dolls popular at the time. With her fashionable outfits and varied career options, Barbie empowered young girls to dream big and envision diverse futures. The doll quickly became a symbol of aspiration and play.

4. Play-Doh

Originally created as a wallpaper cleaner, Play-Doh was reimagined as a children’s toy in the mid-1950s. Its malleable and non-toxic formula allowed kids to sculpt and create various shapes and figures. Play-Doh’s colorful appeal and ease of use made it a staple in households and classrooms alike. The toy encouraged imaginative play and artistic expression, solidifying its place in toy history.

5. Slinky

Invented by Richard James in the early 1940s, the Slinky gained widespread popularity in the 1950s. This helical spring toy could “walk” down stairs and perform various tricks, mesmerizing children with its unique motion. The Slinky’s simplicity and versatility made it a staple in toy chests across the country. Its enduring appeal highlights the fascination with kinetic toys and mechanical principles.

6. Matchbox Cars

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Matchbox cars, introduced by Lesney Products in 1952, offered miniature die-cast vehicles that fit into a matchbox-sized container. These detailed and affordable toy cars captivated young enthusiasts, fostering a love for automobiles. The small size made them easy to collect and transport, leading to a massive following. Matchbox cars set the standard for miniature car collections and remain popular today.

7. Etch A Sketch

The Etch A Sketch, introduced in 1959 by the Ohio Art Company, provided a new way for children to draw and create art. This mechanical drawing toy featured a screen that could be erased and reused, allowing endless creativity. By turning the knobs, kids could produce intricate designs and then start over with a shake. Etch A Sketch became a beloved toy for its innovative approach to drawing and creativity.

8. Frisbee

Another hit from Wham-O, the Frisbee, took flight in the late 1950s. Inspired by pie tins that college students tossed around, the Frisbee became a popular outdoor activity. Its aerodynamic design allowed for long, gliding throws, making it a favorite at parks and beaches. The Frisbee’s simplicity and fun factor made it an enduring outdoor toy, fostering social play and physical activity.

9. Lego Bricks

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Lego bricks, created by the Danish company Lego, started gaining international recognition in the 1950s. These interlocking plastic bricks allowed children to build a wide array of structures, from simple houses to complex machines. The endless possibilities for creation encouraged imaginative play and problem-solving skills. Lego’s timeless appeal lies in its ability to evolve while remaining a fundamental building toy.

10. View-Master

The View-Master, initially introduced in the late 1930s, became widely popular in the 1950s. This stereoscopic viewer allowed children to view 3D images by looking through a special lens. With reels featuring scenes from popular movies, cartoons, and travel destinations, the View-Master offered a unique visual experience. It combined education and entertainment, captivating children with its immersive imagery.

Appreciating These Cool Toys from the 50s

Cool toys from the 1950s continue to resonate with new generations, reflecting the timeless nature of play. Each toy on this list not only provided joy and entertainment but also played a role in shaping childhoods during this transformative decade. The legacy of these toys endures, reminding us of a simpler time when imagination and creativity were the cornerstones of play.

Read More:

12 Household Items ’70s Moms Swore by That We Can’t Imagine Using Today

11 Unique Parenting Techniques from the 90s That Are Worth Revisiting

What’s Wrong With Kids Today? 10 Alarming Changes of Gen Z Children

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In recent years, much has been said about the differences between today’s kids and previous generations. Gen Z, born between 1997 and 2012, has grown up in a vastly different world, shaped by technology, social media, and a rapidly changing cultural landscape. These changes have led to a range of new behaviors, attitudes, and challenges that are quite different from those of their predecessors. Let’s delve into ten alarming changes observed in Gen Z children.

1. Increased Screen Time

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Gen Z children are spending an unprecedented amount of time on screens. Whether it’s for entertainment, education, or socializing, screens are a central part of their daily lives. This excessive screen time is linked to various issues, including poor physical health, disrupted sleep patterns, and diminished face-to-face social skills. Moreover, the constant exposure to screens can lead to eye strain and other vision problems. Parents and educators are increasingly concerned about the long-term effects of this trend on children’s overall well-being.

2. Decline in Physical Activity

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With the rise of screen time comes a noticeable decline in physical activity among Gen Z children. Many kids today prefer indoor, sedentary activities over outdoor play. This shift has contributed to rising rates of childhood obesity and related health issues such as diabetes and cardiovascular problems. The reduction in physical activity also affects children’s mental health, as regular exercise is known to improve mood and reduce anxiety. Encouraging more active lifestyles has become a critical focus for parents and health professionals alike.

3. Mental Health Struggles

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Gen Z is facing a mental health crisis, with increasing rates of anxiety, depression, and other psychological disorders. The pressures of social media, academic expectations, and a fast-paced, competitive environment contribute to these issues. Many Gen Z children feel overwhelmed by the constant comparison to their peers and the unrealistic standards often portrayed online. Access to mental health resources and support systems is essential to help this generation cope with these challenges.

4. Erosion of Social Skills

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The digital age has significantly impacted the social skills of Gen Z children. Many kids are more comfortable interacting online than in person, leading to difficulties in developing meaningful face-to-face relationships. This shift can result in poor communication skills, reduced empathy, and increased feelings of loneliness and isolation. Teaching children the importance of direct, personal interaction is vital for their social development and emotional health.

5. Shortened Attention Spans

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The constant bombardment of information and instant gratification offered by technology has led to shortened attention spans in Gen Z children. Many struggle to focus on tasks for extended periods, which affects their academic performance and ability to engage deeply with activities. This trend is concerning for educators who must find new ways to capture and maintain students’ attention in the classroom. Strategies that incorporate interactive and engaging teaching methods are becoming increasingly necessary.

6. Changing Attitudes Toward Authority

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Gen Z children often display different attitudes toward authority compared to previous generations. They tend to question and challenge traditional norms and values more readily. This shift can be attributed to the vast amount of information available at their fingertips and their exposure to diverse perspectives online. While this critical thinking can be positive, it can also lead to conflicts with parents, teachers, and other authority figures who may struggle to adapt to these new dynamics.

7. Increased Awareness of Social Issues

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On a positive note, Gen Z is more aware and vocal about social issues than previous generations. Many young people today are passionate about topics such as climate change, social justice, and equality. This heightened awareness and activism are driven by their access to information and their desire to make a difference. Encouraging this sense of responsibility and supporting their efforts can lead to meaningful social change.

8. Shift in Career Aspirations

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Gen Z children often have different career aspirations compared to their predecessors. Many are drawn to non-traditional paths such as entrepreneurship, digital content creation, and gig economy jobs. They prioritize work-life balance, flexibility, and personal fulfillment over traditional corporate careers. This shift is reshaping the workforce and challenging conventional career guidance and educational pathways.

9. Emphasis on Individuality

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Individuality and self-expression are highly valued among Gen Z children. They are more likely to embrace diverse identities and reject rigid labels and stereotypes. This emphasis on personal authenticity can lead to greater acceptance and inclusion but also presents challenges in navigating social norms and expectations. Supporting their exploration of identity while providing guidance on respect and understanding is crucial.

10. Reliance on Technology for Problem-Solving

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Gen Z children often turn to technology as the first solution for problem-solving. While this can enhance their tech-savviness, it can also hinder the development of critical thinking and hands-on problem-solving skills. Over-reliance on technology can limit their ability to tackle challenges creatively and independently. Encouraging a balanced approach that combines digital tools with traditional problem-solving methods is essential for their overall development.

Adapting to the Changes

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Understanding the unique challenges and changes facing Gen Z children is the first step toward supporting their growth and development. By acknowledging these trends, parents, educators, and society can adapt strategies to better meet their needs. Emphasizing mental and physical health, fostering social skills, and encouraging critical thinking will help guide this generation toward a balanced and fulfilling future.

Identity Thieves Love Children, So Start Building Credit Before Age 17

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Start building credit before age 17 — that’s not to say you should get your kids their own charge cards if you don’t think they’re ready. But you need to monitor their credit reports early.  [Read more…]

What’s Happening to the Child Tax Credit?

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If you could only have one of the following for your child(ren), which would you choose, health insurance or an expanded free online tax deduction? [Read more…]

At What Age Should Your Child Get a ”Big Ticket” Gift?

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Children and Big Ticket GiftsWhen speaking to my friend the other day about Christmas plans, she was detailing what she bought her eight year old for gifts. Included was a laptop. When I inquired about why the eight year old was getting a laptop, she explained that the current family computer wasn’t ”up to speed” in terms of processing for what the girl needed to accomplish school related projects. Knowing that the computer she was talking about was only three years old (since I was with her when she bought it) I called her bluff. I mean surely an eight year old isn’t doing that much computer related homework?And if she is, I’m confident that it doesn’t require that much processing power, let’s be honest! She fessed up that the kid wanted it so they were buying it, and that knowing she would be using it for school made her feel better and that’s what she had to tell herself to justify the purchase.

Am I alone in thinking if you have to justify purchasing an item, and if you’re not totally comfortable with it for whatever reason (an eight year old getting a $500 computer in this instance) that maybe you shouldn’t be buying it?

The other item that comes to mind is cell phones. I didn’t grow up with a cell phone, I didn’t have my first cell phone until university. I relied on the landlines at locations or using my friend’s parent’s cell phones (because there was no way my friends had phones of their own, that was unheard of).  Though I can’t imagine my life now without one, I also can’t imagine my young child having access to her own iPhone. It blows my mind how many young kids (less than 15) I see with these devices, although they may just be hand-me-downs from older siblings, which I can see the sense behind. Cell Phone Deal even suggests handing your own old phone down to your kid, which is a good idea if your old phone still works well enough to be used in emergencies. While I suspect when my little one is old enough to venture out away from mom and dad, we will get her an emergency only/call-mom-and-dad cell phone, I will not be buying her a $500 ‘phone’ that requires a $70+ monthly contract to be attached to it. If she wants one of those she can get herself a job and pay for it herself. Especially since I don’t think it is necessary that a younger that 16-year-old even have access to a device like this.

I understand that it is 2014 and things have changed a lot in the last few years, but there is no way an eight year old needs access to her own laptop or a ten-year-old needs the latest iPhone/Android/whatever. It is difficult to balance parenting, trends, and your child’s wants versus  needs. I’m not suggesting you don’t buy wants for your children because a lot of what we buy for our kids as gifts are wants and not needs (toys etc) but we need to set realistic expectations for our kids. They need to understand when they want certain things they need to be willing to contribute towards the item since mom and dad are not open wallets.

At what age do you think it is appropriate to buy kids large items like cell phones, TVs and computers, if at all?

Are Your Children Ready to Handle Adult Finances?

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adult moneyNow is the time that high school seniors take their college entrance exams and send out their application packages to the colleges of their choice.  In so many ways, these kids are on the brink of adulthood.  Yet, because very few high schools now have personal finance classes, many of these students are not ready to handle their own finances.  However, in just one short year, they’ll be in college and financially independent.

Before your child leaves the nest, make sure you cover the personal finance basics with him or her.

 

Have the Student Loan Chat

Many students see the price tag for college and then see the financial aid package.  If they get approved for enough loans, they think they’re okay and they can afford the particular college of their choice even though they’ll be buried in student loan debt.

Make sure that your child understands the repercussions or student loan debt completely.  Show her how much she will be paying over the life of the loan.  Let her know what her monthly payment will be and how much of that monthly payment will be interest alone.  Show her how much she will likely take home from her job and how much of her salary those loans will eat into.

 

Teach Him to Save for Retirement

The earlier your child can save for retirement, the better.  Again, give him hard numbers and show how much his money will grow the sooner he begins investing.  Even investing 10 years earlier can make a big difference in the amount of money he has for retirement.  In addition, show him some resources such as reading up on retirement on Suncorp’s website.

 

Teach Him to Live Like a Pauper in College

Sure, living in the best apartment on campus, hitting the bars and restaurants every night and taking great spring break trips are fun, but they’re also likely the activities that will land your child in deep credit card debt.  Teach her to live like a pauper in college so she can begin her career and her adult life unencumbered by debt repayments.

 

Just Say No to Debt

This point links in with point three.  The earlier you can teach your child the he can only afford what he can pay  cash for, the better.  If he can stay out of credit card debt as well as substantial student loan debt while in college, he’ll have greater freedom when he graduates.  If he wants to take a job for a year or two working for a non-profit or joining the Peace Corp, he’ll have a much smoother path if he doesn’t have debt weighing him down.

Ideally, your child has learned many of these lessons, but if not, don’t despair.  Many American teens haven’t yet learned these.  Just make sure to teach them to your child before she heads off to college, a place where she can make–or break–her financial future.

How do you help your children become ready to handle adult finances?

Saving Money With Back to School Shopping

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back to schoolI can’t believe we’re already nearing the end of the summer. This past week the flyers were delivered and jam-packed full with back to school shopping deals. I feel like we were just talking about Easter! Time goes too fast.

When it comes to grade school, back to school is a time of year when pressure is put on parents. Kids need to go to school and they will require some new items for their pending academic year but it doesn’t have to be as expensive as your children will have you believe. Kids have a funny way of making it seem like they couldn’t possibly succeed without ‘x’ item and guess what? As parents, we will occasionally get duped by our kids. We will inevitably purchase an item we didn’t have to, sometimes because we’re suckers and believe them and sometimes because we just love them. Back to school shopping can be very expensive but there are a few ways to save!

 

Budget

This isn’t exactly about saving money per se, but if you know your child will be needing new supplies every year, budget for it! Determine how much money will be spent on each child and budget the amount equally over the year so you’re not faced with a huge bill come school shopping time. This should include any supplies, clothes and gadgets they will need. Once you’ve set a budget shopping will be a lot less stressful, especially if you’re able to set ground rules with kids in advance.

 

Wait for Sales

The normal price for a pack of looseleaf paper at my local Walmart is $1.79/pack, this week it is on sale for $0.15. Needless to say if I was shopping for my child I would be buying enough paper to last the next 10 years at that price.

In many places, there are also tax free days for back to school shopping, which can at least give you a little break on the taxes you pay on your school supplies.

 

Reuse

When I was in elementary school I needed a new backpack every year. I’d find a flaw in my current one just so mom could buy me a snazzy new one. Eventually she caught on and bought me a good quality backpack with the stipulation that I took care of it and it was to be the last one she ever bought me. Fair enough. That bag ended up lasting me all the way through university, money well spent.

Same thing goes with things like sneakers ad clothes, unless your child is growing a legitimately doesn’t fit in their current size, or their shoes are really falling apart they don’t need a new pair just because it’s the start of a new year. Though I respect wanting a new outfit or two for the new year it doesn’t have to be a full wardrobe overhaul.

 

Share What Can Be Shared

If you have more than one child to shop for, and there are items that can be shared, capitalize on this. Each child does not need their own computer. Trust me, I know they will have a very elaborate explanation as to why they do, but unless you have a household of five plus children all in school, one computer for the children will suffice.

Back to school is a stressful time for families with the drastic change in routines, shopping for supplies shouldn’t be!

How do you save on back to school shopping for your kids?