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Saving Money When You Have Kids

April 25, 2013 | 2 Comments

It’s no secret that kids can be quite the expensive investment, especially when you’re on your second or third pup.  That doesn’t mean there aren’t ways to save money when you’ve got kids however. In fact, there are quite a few things you can do to keep the costs down as much as possible even with a few extra people in your home.

 

Bills and Utilities

More people in your home means more electricity being used up every month.  It’s important to assess Texas Electricity Providers (or whatever local energy providers you’ve got) and compare the prices per kilowatt to see if you can save quite a bit of money each month on your utility bills.  When you have kids it’s difficult to keep tabs on your energy consumption all the time so having a lower electricity rate will help keep costs down.

 

Food and Clothes

When you’ve got kids you should start looking into buying things in bulk.  Buying items that you use constantly in bulk is going to be the best and most cost effective way of purchasing things.  When you buy in wholesale you’ll get quite a discount on the items and it isn’t like you aren’t going to end up using them, so it’s probably your best bet for things that aren’t perishable.

As you start to spend more money when you’ve got kids, you’ll need to find ways to cut down your other expenses as much as possible.  This means you’re going to have to start using coupons and looking for things that are on sale.  While it might be a little difficult to get into these types of behaviors initially, you’ll find that it does tend to get easier as time goes on and once you get into the routine, you’ll start looking for sales and coupons without even thinking about it.

 

Furnitures and Other Goods

full shopping cartLook on Craigslist or eBay, or start searching for yard sales to grab stuff for a lot cheaper than you would buy them otherwise.  These are great resources when it comes to finding furniture or children’s toys and more often than not, you can find things that are in quite good condition.  Some of these might even be free and you can end up cutting down a few hundred dollars that you would have spent had you not gone the cheaper route.

 

Fun Stuff

Not all vacations or activities need to have a hefty price tag on them in order for them to be fun.  You’ll find that a lot of kids can have an enjoyable time in almost every situation as long as you find ways to keep their attention, so don’t think you have to spend a ton of money for a weekend trip.

Something as simple as a day outside can mean a lot to your kids and as long as you’re spending legitimate time with them, they probably won’t mind that you haven’t gone to the latest amusement park.  Try doing more home-based activities or going to attractions when they’re offered for free and you’ll end up saving a ton of cash.

Kids aren’t cheap, but that doesn’t mean they have to be necessarily expensive.  There are different ways you can save money while keeping your kids happy as long as you’re conscious about what you’re doing and spend a little effort.  Coupons and free items are going to end up saving you a ton of money and having fun at home is priceless.

Brian
Brian

Brian is the founder of Kids Ain’t Cheap and is now sharing his journey through parenthood.

 
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Filed Under: Money and Finances Tagged With: kids money, Saving Money, Shopping

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Basic Principles Of Good Parenting

Here some basic principles for good parenting:

  1. What You Do Matters: Your kids are watching you. So, be purposeful about what you want to accomplish.
  2. You Can’t be Too Loving: Don’t replace love with material possessions, lowered expectations or leniency.
  3. Be Involved Your Kids Life: Arrange your priorities to focus on what your kid’s needs. Be there mentally and physically.
  4. Adapt Your Parenting: Children grow quickly, so keep pace with your child’s development.
  5. Establish and Set Rules: The rules you set for children will establish the rules they set for themselves later.  Avoid harsh discipline and be consistent.
  6. Explain Your Decisions: What is obvious to you may not be evident to your child. They don’t have the experience you do.
  7. Be Respectful To Your Child: How you treat your child is how they will treat others.  Be polite, respectful and make an effort to pay attention.
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