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The Top 3 Tips For Saving On School Expenses

February 6, 2014 | Leave a Comment

school suppliesWith skyrocketing education costs, rising fuel prices, and a lack of affordable housing over much of the country, finding ways to save money whilst at university is as important as ever. Luckily, there are a few things you can do while you’re in school to save money and avoid an excessive amount of debt. Sure, you still need to have a great time whilst you’re getting your higher education, but, if you want to have a bright financial future, then it’s wise to save what you can – wherever you can. Here are 3 tips that can save you bucket loads whilst you’re still at school.

 

1. Grants and Scholarships

We know this is an obvious one, but so few students actually put in the time and effort to apply for grants and scholarships. There are lots of companies and organisations out there who are waiting and willing to subsidize parts of, or all of your education. So do some research online, and speak to your university about all available options. You may just be surprised at what you find. By all means, apply to all those you’re eligible for. But don’t be put off approaching other independent organisations and companies about possibly securing some form of financial help. For example, if you already work part-time for a company, ask them if they’d be willing to pay for some part of your education. You never know, and god knows you could use all the help you can get!

 

2. Make a Budget

When it comes to the world of finances, having a budget never hurts. You need to be aware of how much you can realistically spend each week, without going into debt. Set aside a spare Sunday and write all your upcoming expenses down. Having an idea of all your outgoings, as well as your incomings, will give you a full picture of your financial situation, and help put things in perspective.
You’ll then know how much you can play with each week without going into debt. Also, if you currently have credit card debts with multiple companies, then it may be a good idea to see Fox Symes about debt consolidation. Lumping all your interest payments into one can save you lots of money at the end of each month. Of course, as with any budget, you’ll need to stick to it almost religiously if you want to come out of your degree in the black. But learning this kind of self-discipline during your early years will only help you in your future.

 

3. Live Off Campus

Another way to save money while going to school is to live off campus. Whether you choose to live with your parents or a group of friends, this can save you a lot of money in the long run. Of course, before committing to any lease, or promising to live at home, do some calculations to find out whether living off campus will actually bring your total costs down. Sometimes, transportation costs can offset any savings to be had by living outside the campus grounds.

There are many more ways you can save money whilst attending school. Keep an eye out for what your classmates are doing to save money, and see if those things can work for you too. But in any case, the above suggestions will give you a great start on your savings goals, and hopefully you can come out of your university years with a degree in hand, and little to no debt.

What other tips do you have to save money on school supplies?

Brian
Brian

Brian is the founder of Kids Ain’t Cheap and is now sharing his journey through parenthood.

 
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Filed Under: Shopping Tagged With: Saving Money, school expenses, school supplies

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Basic Principles Of Good Parenting

Here some basic principles for good parenting:

  1. What You Do Matters: Your kids are watching you. So, be purposeful about what you want to accomplish.
  2. You Can’t be Too Loving: Don’t replace love with material possessions, lowered expectations or leniency.
  3. Be Involved Your Kids Life: Arrange your priorities to focus on what your kid’s needs. Be there mentally and physically.
  4. Adapt Your Parenting: Children grow quickly, so keep pace with your child’s development.
  5. Establish and Set Rules: The rules you set for children will establish the rules they set for themselves later.  Avoid harsh discipline and be consistent.
  6. Explain Your Decisions: What is obvious to you may not be evident to your child. They don’t have the experience you do.
  7. Be Respectful To Your Child: How you treat your child is how they will treat others.  Be polite, respectful and make an effort to pay attention.
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