If you have decided that becoming a nurse is the right career choice for you, then you’ll probably already know that there’s some work ahead of you when it comes to qualifying and getting to where you want to be. Studying to become a nurse is no easy task, especially when you’re a mom who has to think about fitting her educational commitments around caring for her little ones. Along with that, there’s also the financial cost of college study these days – often, those wanting to attend college and earn a degree have little choice but to graduate in hundreds of thousands of dollars’ worth of student debt. However, there are some steps that you can take to ensure that you pay as little as possible for your nursing degree. These include:
#1. Study Online:
For many moms, online study is the perfect options as it causes little disruption to their routine and allows them to work from a setting of their own choosing, whether that be home, the local library, a coffee shop, or even the local park. So long as you have a laptop or tablet with a Wi-Fi connection, you’ll be able to log on and find all the course materials for your online nursing degree wherever you are and at any time of the day or night. Not only is this level of flexibility an ideal choice for moms, you can also save money with this option since online programs cost around one-third less on average.
#2. Get a Scholarship:
If you are considering studying nursing, then the good news is that the U.S. is currently in the middle of a nationwide nursing shortage, and could really do with more dedicated and caring people signing up to both offline and online RN to BSN programs. Because of this, prospective nurses today are in with a higher chance of being awarded a scholarship or a financial grant to help cover the cost of their study. Get in touch with relevant bodies such as the American Nurses Association, or speak directly to the financial department of your chosen college to see if there is anything that they can offer to you.
#3. Look into Loan Forgiveness Options:
Whilst taking out student loans to cover the cost of your tuition may not be the most attractive option since they’ll need to be paid back with interest, it’s worth looking into various loan forgiveness programs that you may be eligible for. For example, as a registered nurse, if you spend a certain period of time working in an area of high need, you may be eligible to have some or all of your government student loans forgiven. To find out more, ask your loan provider for specific details. Don’t forget that you may also be eligible for government-awarded grants to help with your education; use the Free Application for Federal Student Aid (FAFSA) to access your options.
If this information helped, we’d love to hear from you in the comments!